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Adyen · Decline codes

What does Adyen refusal reason 21 “Not Submitted” mean?

Checked

Adyen refusal reason 21, "Not Submitted", means the transaction was not submitted correctly for processing. No bank looked at the card. It usually points to the integration or the payment flow, such as a request that never completed its submission step. The shopper can try again; the store should check its logs if the code repeats.

Type
Error (submission)
Who declined
The payment request or flow
Retry
Yes, once the request is submitted correctly.
Shopper action
Try again; contact the store if it repeats.
Merchant action
Check the integration and logs for the failed submission.

What PlatformDTC does

PlatformDTC does not connect to Adyen; its checkout runs on Stripe and PayPal. A renewal that fails on the platform or processor side is deferred there instead of counted as a decline, so such errors never use up a subscriber's retry attempts.

Why it happens

Adyen describes it simply: the transaction was not submitted correctly for processing.

What the shopper can do

Try the payment again. If it fails the same way, use another method and let the store know.

What the store can do

Review API logs in the Customer Area for the payment and check the request was complete.

For developers

refusalReasonCode "21". Inspect the request in Adyen's API logs.

Frequently asked questions

Is Adyen refusal 21 a card problem?
No. The transaction was not submitted correctly, so the card was never assessed.
Can the shopper retry after Adyen refusal 21?
Yes. If it repeats, the store's integration needs checking.

Sources

Related

Payments library