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Adyen · Decline codes

What does Adyen refusal reason 8 “Invalid Card Number” mean?

Checked

Adyen refusal reason 8, "Invalid Card Number", means the specified card number is incorrect or invalid. Behind it Adyen lists raw responses such as 14 Invalid account number, where the issuer cannot validate the number, and 15 No such issuer, where the number is outside any range the scheme supports. The shopper should re-enter the number or use another card.

Type
Hard decline for these details
Who declined
The shopper's card issuer or the scheme
Retry
Only with a corrected card number.
Shopper action
Re-type the card number or use another card.
Merchant action
Never resubmit the same number.

What PlatformDTC does

PlatformDTC does not connect to Adyen; its checkout runs on Stripe and PayPal. The same answer reaches it as Stripe's incorrect_number; PlatformDTC shows a plain hint to check the number, never retries the card and never reroutes it to a backup processor.

Why it happens

Typos and swapped digits are the usual cause. A number that is right but not recognised by the issuer, or not in any issuer's range, fails the same way.

What the shopper can do

Type the long card number again carefully, or pay with another card.

What the store can do

Watch for many code 8 refusals from one source in a short time: guessed numbers are a sign of card testing.

For developers

refusalReasonCode "8". Visa raw 14 sits in category 1 (do not retry) and category 3; 15 No such issuer is category 1. Retrying the same PAN can attract Visa excessive retry fees.

Frequently asked questions

Does Adyen refusal 8 mean the card is fake?
Not necessarily; most are typing mistakes. Repeated failures from one source can indicate card testing.
Can I retry Adyen refusal 8?
Only after the shopper corrects the number. Visa treats raw 15 (no such issuer) as never-retry.

Sources

Related

Payments library