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Adyen · Decline codes

What does Adyen refusal reason 10 “Not supported” mean?

Checked

Adyen refusal reason 10, "Not supported", means the shopper's bank does not support or does not allow this type of transaction. Examples are cards limited to domestic use, cards blocked for online purchases, or card types restricted to certain merchants. Retrying the same card will not help; the shopper should use another card or ask the bank to allow the purchase.

Type
Hard decline
Who declined
The shopper's card issuer
Retry
No. The card does not allow this kind of purchase.
Shopper action
Use another card or ask the bank to enable it.
Merchant action
Ask for another payment method.

What PlatformDTC does

PlatformDTC does not connect to Adyen; its checkout runs on Stripe and PayPal. The matching Stripe answer, card_not_supported, is on PlatformDTC's never-retry list: renewals are not retried and the customer is asked for a different card.

Why it happens

The issuer's rules for this card exclude this transaction type. Adyen's raw responses give a fleet card used for a non-fleet purchase as an example of a related refusal (12 Invalid transaction).

What the shopper can do

Use another card, or ask your bank to enable online or international purchases on this one.

What the store can do

Offer alternative payment methods such as a wallet or another card.

For developers

refusalReasonCode "10". If the raw response is 12 Invalid transaction, Visa classes it as category 1: do not reattempt.

Frequently asked questions

Why is my card not supported on Adyen (refusal 10)?
The bank does not allow this type of transaction on the card, for example online or international purchases.
Can the shopper fix Adyen refusal 10?
Sometimes, by asking the bank to enable the transaction type; otherwise another card works.

Sources

Related

Payments library