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Bank payments and local methods · Payment methods

Boleto for online stores: how Boleto Bancário works

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Boleto (Boleto Bancário) is Brazil's official payment slip, regulated by the Central Bank of Brazil. The shopper gives their contact and tax ID details, receives a voucher number or PDF, and pays it before it expires at a bank, ATM, authorised agency or online banking. Stripe confirms payment, typically the next business day. Boletos run from R$5 to R$49,999.99, cannot be charged back, cannot be refunded through Stripe, and are only for Brazilian businesses.

Type
Voucher (payment slip)
Where it works
Brazil (domestic only)
Currency
BRL, R$5.00 to R$49,999.99
Confirmation
Up to 1 business day after the shopper pays
Voucher expiry
3 days by default; can be set from 0 to 60 days
Settlement
Up to 2 business days
Refunds
Not supported by Stripe
Disputes / chargebacks
None

What PlatformDTC does

PlatformDTC checkout does not issue boletos today; shoppers in Brazil can pay instantly by card, Apple Pay, Google Pay or PayPal in reais.

How a shopper pays with Boleto

The shopper chooses Boleto and enters their contact details and tax ID. Stripe shows a hosted voucher page where they copy the Boleto number or download the PDF. They pay it through a bank, ATM, authorised agency or online banking before the voucher expires. Stripe then confirms asynchronously, usually on the next business day.

What it means for your store

  • Orders wait: you should not ship until Stripe confirms payment, which can be days after the order if the shopper pays late in the voucher window.
  • No refunds through Stripe; plan another way to return money if needed.
  • No chargebacks, though Stripe contacts you about rare bank-side irregularities.
  • Only Brazilian Stripe accounts can accept Boleto.

Frequently asked questions

How long does a shopper have to pay a boleto?
Three days by default on Stripe; you can set the expiry anywhere from 0 to 60 days.
Can I refund a Boleto payment?
Not through Stripe. Stripe lists both full and partial refunds as unsupported for Boleto.
Can a store outside Brazil accept Boleto?
No. Stripe lists Brazil as the only business location for Boleto. Sellers abroad can look at Pix instead.

Sources

Related

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