What is Mastercard SecureCode?

The earlier name of Mastercard's 3D Secure authentication.

Can I fix Braintree 2058 myself?

You need Braintree to enable 3D Secure for your account.

Braintree · Decline codes

What does Braintree 2058 “Merchant not Mastercard SecureCode enabled” mean?

Checked October 31, 2026

Braintree 2058 “Merchant not Mastercard SecureCode enabled” means this card cannot be processed unless 3D Secure is enabled on your account. It is a hard decline. Contact Braintree about enabling 3D Secure, or ask the shopper for a different payment method meanwhile.

Type: Hard decline (merchant setup)
Who declined: Your Braintree account setup
Retry: No, not until 3D Secure is enabled
Shopper action: Use a different payment method
Merchant action: Enable 3D Secure

What PlatformDTC does

PlatformDTC does not connect to Braintree. Its Stripe checkout handles a bank's request for 3-D Secure as a needs-action decline: the shopper is asked to confirm with their bank, and a renewal waits for the customer instead of being retried off-session.

Why it happens

Mastercard SecureCode is the older name of Mastercard's 3D Secure service. Some cards require it, and your account does not have it on.

What the store can do

Ask Braintree to enable 3D Secure, then add it to your checkout.

For developers

Braintree returns processor_response_code 2058 with processor_response_text “Merchant not Mastercard SecureCode enabled” and processor_response_type “hard_declined” on the Transaction object.

Frequently asked questions

What is Mastercard SecureCode?: The earlier name of Mastercard's 3D Secure authentication.
Can I fix Braintree 2058 myself?: You need Braintree to enable 3D Secure for your account.

Sources

Declines: authorization decline codes — Braintree (PayPal)
Transaction response object — Braintree (PayPal)