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PayPal · Decline codes

What does PayPal processor response code 9100 mean?

Checked

PayPal processor response code 9100 (DECLINED_PLEASE_RETRY) means the payment was declined for now and PayPal's guidance is simply "Retry." It signals a temporary condition, not a problem with the card. The shopper can try again after a short wait; merchants can schedule a later attempt instead of asking for a new card.

PayPal label
DECLINED_PLEASE_RETRY
Type
Soft decline
Who declined
PayPal or the card's bank
Retry
Yes, later; it usually clears with time
Shopper action
Try again after a short wait
Merchant action
Retry later; no new card needed
PlatformDTC renewal (Smart retry)
Retried 2, 5 and 8 days later, 4 attempts at most

What PlatformDTC does

On a PayPal card payment, 9100 becomes try_again_later in PlatformDTC, which counts it as something that clears with time. With Smart retry on, renewals get the short ladder: 2, 5 and 8 days after the first decline, 4 attempts at most, then the subscription waits in past due for the customer.

Why it happens

PayPal returns this when the decline is expected to be temporary. Its documentation gives no more detail than the instruction to retry.

What the shopper can do

Wait a moment and press pay again.

What the store can do

Retry later; space attempts out instead of looping.

If retries keep failing, offer another payment method.

For developers

PayPal returns 9100 in processor_response.response_code on the capture (purchase_units[].payments.captures[]) or authorization of a card payment. PayPal's own name for it is DECLINED_PLEASE_RETRY.

Declined card payments can also carry payment_advice_code in processor_response, the card network's advice; store it next to the response code.

Frequently asked questions

How many times should I retry 9100?
PayPal only says retry. A few spaced attempts are sensible; then ask for another method.
Is 9100 a hard decline?
No. PayPal's own instruction is to retry.

Sources

Related

Payments library