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Braintree · Decline codes

What does Braintree 2029 “Set Up Error – Card” mean?

Checked

Braintree 2029 “Set Up Error – Card” generally means there is a problem with the card that was submitted. It is a hard decline. Braintree's guidance is that the customer uses a different payment method. Retrying the same card will not change the outcome.

Type
Hard decline
Who declined
The shopper's bank
Retry
No. Ask for another payment method
Shopper action
Use a different card
Merchant action
Ask for another payment method

What PlatformDTC does

PlatformDTC does not connect to Braintree. On its Stripe checkout PlatformDTC reads Stripe's label plus the raw network code, and any never-approve answer from either stops renewal retries and sends the subscriber a link to update the card.

Why it happens

The issuer rejected the card details as unusable. Braintree does not narrow it down further.

What the store can do

Ask the shopper for another card or PayPal.

For developers

Braintree returns processor_response_code 2029 with processor_response_text “Set Up Error – Card” and processor_response_type “hard_declined” on the Transaction object.

Frequently asked questions

What is wrong with the card in Braintree 2029?
Braintree does not specify. The bank can tell the shopper.
Will 2029 pass on a second try?
No. Use a different payment method.

Sources

Related

Payments library