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Bank payments and local methods · Payment methods

Vipps for online stores: how Norwegian shoppers pay with Vipps

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Vipps is Norway's mobile wallet, now part of Vipps MobilePay. The shopper enters the phone number linked to Vipps and approves a push notification in the app. Like MobilePay, it runs as a card payment: Stripe charges the card held in Vipps, so card-style disputes apply. On Stripe, Vipps is in private preview, with Norwegian krone as the standard currency and other currencies on request. It does not support recurring payments.

Type
Card wallet (runs as a Visa or Mastercard transaction)
Where it works
Norway
Currency
NOK; DKK, EUR, GBP, SEK and USD in private preview for eligible businesses
Stripe status
Private preview
Disputes
Yes, same process as card payments
Refunds
Full and partial
Recurring payments
No

What PlatformDTC does

PlatformDTC checkout does not offer Vipps today; Norwegian shoppers can pay by card, Apple Pay, Google Pay, PayPal in kroner, or Klarna for one-time orders up to 100,000 NOK.

How a shopper pays with Vipps

The shopper types the phone number tied to their Vipps account, gets a push notification, and approves in the Vipps app. Vipps MobilePay says Vipps passed one million users within six months of its 2015 launch, and that its brands have since come together as one Nordic wallet.

What it means for your store

Because Vipps payments are card transactions, you pay Stripe's card fees plus a Vipps fee billed daily, and shoppers can dispute through their card issuer as with any card payment. Stripe does not support the BankAxept network; BankAxept-branded cards run on Visa or Mastercard. Stripe accounts in EU/EEA countries can accept Vipps; the UK and US are not listed.

Frequently asked questions

Can I accept Vipps through Stripe today?
Vipps is in private preview at Stripe, so you request access first.
Is Vipps the same as MobilePay?
Both belong to Vipps MobilePay, which describes one Nordic wallet. Stripe treats Vipps (Norway) and MobilePay (Denmark, Finland) as separate payment methods.
Can Vipps be used for subscriptions?
No. Stripe lists recurring payments as not supported for Vipps.

Sources

Related

Payments library