Bank payments and local methods · Payment methods
Przelewy24 for online stores: how P24 works and who can use it
Checked
Przelewy24, often called P24, is a Polish payment service that lets shoppers pay by transfer from their own bank. At checkout the shopper is sent to Przelewy24, picks their bank, signs in and approves within an hour. Payments in złoty or euros confirm instantly and settle within two business days. P24 has no chargebacks and no recurring payments, and on Stripe it is closed to several business types, including dropshipping stores.
- Type
- Bank redirect through an aggregator
- Where it works
- Poland
- Currencies
- PLN, EUR (minimum €0.50)
- Confirmation
- Immediate
- Settlement
- Up to 2 business days
- Refunds
- Within 180 days; up to 3 business days
- Disputes / chargebacks
- None
- Recurring payments
- Not supported
What PlatformDTC does
Przelewy24 is not offered on PlatformDTC checkout today; shoppers in Poland can pay with cards, Apple Pay, Google Pay, PayPal in PLN, or Klarna for one-time orders up to 20,000 PLN.
Who can accept Przelewy24
On Stripe, your website must show your business address, tax number, business registration number, return and refund policy, privacy policy and terms of service.
Stripe bars several business types from P24 on top of its usual list. The ones most relevant to online stores:
- Dropshipping businesses
- Specialty food retail
- Pawn shops
- Healthcare and medical services
- Advertising and marketing agencies
Refunds and disputes
Refunds go out as a separate credit to the shopper's bank and show the original statement descriptor, not the word refund. They take up to three business days and cannot be cancelled. Since shoppers authenticate with their bank, Stripe says P24 payments do not turn into chargebacks.
Frequently asked questions
- Can a dropshipping store accept Przelewy24?
- Not through Stripe. Stripe lists dropshipping businesses among the categories prohibited from using P24.
- What is the difference between Przelewy24 and BLIK?
- P24 sends the shopper to pick a bank and approve a transfer; BLIK uses a six-digit code from the banking app. BLIK supports saved recurring charges and disputes; P24 supports neither.
- How fast do I get Przelewy24 money?
- Stripe confirms the payment immediately and settles it within two business days.
Sources
- Przelewy24 payments — Stripe
Related
- BLIK — Poland's 6-digit bank-app code: the shopper types the code, then approves in their banking app.
- SEPA Direct Debit — Euro bank debit across the EU: the shopper gives an IBAN and signs a mandate; you collect later.
- Trustly — Pay-by-bank provider: shoppers approve a payment from their bank account in their bank app.
- Pay by Bank — Open-banking payment: the shopper picks their bank and approves the payment in its app.
- Sofort — Former German bank-transfer method; Stripe discontinued it on 31 March 2025.
- ACH Direct Debit — US bank-account debit through the ACH network; up to 4 business days to confirm.
- Bacs Direct Debit — UK bank debit under the Direct Debit Guarantee; 4–7 business days to confirm.