Clothing, shoes and accessories · Merchant category codes
What is MCC 5699 (Miscellaneous Apparel and Accessory Shops)?
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MCC 5699 (Miscellaneous Apparel and Accessory Shops) is the merchant category code for shops that sell specialised lines of apparel (not fur) and accessories that no more specific code covers. It is a catch-all, and Visa says miscellaneous codes are only for businesses no specific code describes. A print-on-demand T-shirt store fits; a general fashion store should use 5691. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Miscellaneous Apparel and Accessory Shops
- Stripe name
- Miscellaneous Apparel and Accessory Shops
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- T-shirt stores, Swimwear shops, Formal wear
What PlatformDTC does
PlatformDTC's payments setup lists 5699 in its Industry picker as "Miscellaneous apparel and accessory shops" under "Retail"; typing 5699 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5699
Visa uses 5699 for shops that sell specialised lines of apparel (not fur) and accessories that no more specific code covers.
It is a catch-all, and Visa says miscellaneous codes are only for businesses no specific code describes. A print-on-demand T-shirt store fits; a general fashion store should use 5691.
- T-shirt stores
- Swimwear shops
- Formal wear
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5691 | Men's and Women's Clothing Stores | You sell a general line of men's and women's clothing |
| 5631 | Women's Accessory and Specialty Shops | You sell women's accessories |
| 5661 | Shoe Stores | You sell mostly footwear |
Risk, 3D Secure and Stripe rules
5699 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5699 high risk?
- No. 5699 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5699?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5699 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5691 — Stores selling men's and women's clothing, but not children's wear.
- 5631 — Handbags, hats, costume jewelry, scarves, belts, lingerie and hosiery for women.
- 5661 — Stores selling footwear for men, women or children, including athletic shoes.
- 5698 — Wigs, toupees, hair pieces and hair extensions.
- 5948 — Luggage, briefcases, backpacks, wallets, purses, gloves and other leather goods.
- 5944 — Fine jewelry, watches, clocks and silverware, including jewelry repair.
- 5931 — Secondhand, vintage, thrift and consignment goods.
- 5651 — Clothing for men, women and children without focusing on one group.