Clothing, shoes and accessories · Merchant category codes
What is MCC 5931 (Used Merchandise and Secondhand Stores)?
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MCC 5931 (Used Merchandise and Secondhand Stores) is the merchant category code for stores that sell used or secondhand goods such as clothing, shoes, furniture, books and electronics, often donated or on consignment. A resale or vintage clothing store fits here. Antiques use 5932, and stores that lend money against goods use 5933 Pawn Shops. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Used Merchandise and Secondhand Stores
- Stripe name
- Used Merchandise and Secondhand Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- No
- Typical products
- Consignment shops, Thrift stores, Vintage clothing, Secondhand stores
What PlatformDTC does
PlatformDTC's Industry picker does not offer 5931, so a store cannot choose it during payments setup; the closest choices there are 5691 ("Clothing stores"). Stripe reviews each account's category and can move a store to 5931 itself, and Stripe's documentation says the platform cannot then change it back.
What sells under MCC 5931
Visa uses 5931 for stores that sell used or secondhand goods such as clothing, shoes, furniture, books and electronics, often donated or on consignment.
A resale or vintage clothing store fits here. Antiques use 5932, and stores that lend money against goods use 5933 Pawn Shops.
- Consignment shops
- Thrift stores
- Vintage clothing
- Secondhand stores
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5932 | Antique Shops – Sales, Repairs, and Restoration Services | You sell antiques |
| 5691 | Men's and Women's Clothing Stores | You sell new clothing |
Risk, 3D Secure and Stripe rules
5931 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5931 high risk?
- No. 5931 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5931?
- Not by picking it: PlatformDTC's Industry picker does not offer 5931. Stripe can still assign it after reviewing the account.
Sources
Related
- 5691 — Stores selling men's and women's clothing, but not children's wear.
- 5651 — Clothing for men, women and children without focusing on one group.
- 5621 — Stores selling a general line of women's ready-to-wear clothing.
- 5611 — Stores selling ready-to-wear clothing and accessories for men and boys.
- 5631 — Handbags, hats, costume jewelry, scarves, belts, lingerie and hosiery for women.
- 5641 — Stores selling clothing and accessories for children and babies.