Clothing, shoes and accessories · Merchant category codes
What is MCC 5631 (Women's Accessory and Specialty Shops)?
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MCC 5631 (Women's Accessory and Specialty Shops) is the merchant category code for shops that sell women's clothing accessories, including handbags, hats, costume jewelry, scarves, belts, hair accessories, lingerie and hosiery. A lingerie brand or a handbag store fits here. Fine jewelry made of precious metals belongs under 5944, not this code. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Women's Accessory and Specialty Shops
- Stripe name
- Womens Accessory and Specialty Shops
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Handbag stores, Costume jewelry shops, Lingerie stores, Women's hats
What PlatformDTC does
PlatformDTC's payments setup lists 5631 in its Industry picker as "Women's accessory stores" under "Retail"; typing 5631 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5631
Visa uses 5631 for shops that sell women's clothing accessories, including handbags, hats, costume jewelry, scarves, belts, hair accessories, lingerie and hosiery.
A lingerie brand or a handbag store fits here. Fine jewelry made of precious metals belongs under 5944, not this code.
- Handbag stores
- Costume jewelry shops
- Lingerie stores
- Women's hats
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5621 | Women's Ready-To-Wear Stores | Most sales are women's clothing |
| 5944 | Jewelry Stores, Watches, Clocks, and Silverware Stores | You sell fine jewelry or watches |
| 5699 | Miscellaneous Apparel and Accessory Shops | Your accessories are not specifically for women |
Risk, 3D Secure and Stripe rules
5631 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5631 high risk?
- No. 5631 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5631?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5631 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5621 — Stores selling a general line of women's ready-to-wear clothing.
- 5944 — Fine jewelry, watches, clocks and silverware, including jewelry repair.
- 5699 — Specialised apparel and accessory lines no other clothing code covers.
- 5641 — Stores selling clothing and accessories for children and babies.
- 5655 — Stores selling athletic wear, sports clothing and riding apparel.
- 5661 — Stores selling footwear for men, women or children, including athletic shoes.
- 5698 — Wigs, toupees, hair pieces and hair extensions.
- 5948 — Luggage, briefcases, backpacks, wallets, purses, gloves and other leather goods.