Clothing, shoes and accessories · Merchant category codes
What is MCC 5944 (Jewelry, Watches, Clocks and Silverware Stores)?
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MCC 5944 (Jewelry Stores, Watches, Clocks, and Silverware Stores) is the merchant category code for stores that sell fine jewelry, watches, clocks and sterling or silver-plated flatware, and may repair fine jewelry. Use it for fine jewelry and watches. Costume jewelry sold as a women's accessory fits 5631, and wholesale jewelry sold to businesses fits 5094. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Jewelry Stores, Watches, Clocks, and Silverware Stores
- Stripe name
- Jewelry Stores, Watches, Clocks, and Silverware Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Fine jewelry, Diamond stores, Watches, Silverware
What PlatformDTC does
PlatformDTC's payments setup lists 5944 in its Industry picker as "Jewelry, watch, and clock stores" under "Retail"; typing 5944 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5944
Visa uses 5944 for stores that sell fine jewelry, watches, clocks and sterling or silver-plated flatware, and may repair fine jewelry.
Use it for fine jewelry and watches. Costume jewelry sold as a women's accessory fits 5631, and wholesale jewelry sold to businesses fits 5094.
- Fine jewelry
- Diamond stores
- Watches
- Silverware
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5631 | Women's Accessory and Specialty Shops | You sell costume jewelry as an accessory |
| 5094 | Precious Stones and Metals, Watches and Jewelry | You sell wholesale to other businesses |
| 5947 | Gift, Card, Novelty and Souvenir Shops | Jewelry is part of a gift and novelty range |
Risk, 3D Secure and Stripe rules
5944 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5944 high risk?
- No. 5944 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5944?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5944 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5631 — Handbags, hats, costume jewelry, scarves, belts, lingerie and hosiery for women.
- 5931 — Secondhand, vintage, thrift and consignment goods.
- 5691 — Stores selling men's and women's clothing, but not children's wear.
- 5651 — Clothing for men, women and children without focusing on one group.
- 5621 — Stores selling a general line of women's ready-to-wear clothing.
- 5611 — Stores selling ready-to-wear clothing and accessories for men and boys.