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Clothing, shoes and accessories · Merchant category codes

What is MCC 5948 (Luggage and Leather Goods Stores)?

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MCC 5948 (Luggage and Leather Goods Stores) is the merchant category code for retail sellers of luggage, trunks, briefcases, leather backpacks, wallets, purses, gloves and other leather goods. A wallet, bag or luggage brand fits here, and Visa allows a limited selection of leather apparel under it. Women's handbags as part of a fashion accessory range can also fit 5631. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Luggage and Leather Goods Stores
Stripe name
Luggage and Leather Goods Stores
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
Yes, under "Retail"
Typical products
Luggage and suitcases, Leather wallets and purses, Briefcases, Leather backpacks

What PlatformDTC does

PlatformDTC's payments setup lists 5948 in its Industry picker as "Luggage and leather goods stores" under "Retail"; typing 5948 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.

What sells under MCC 5948

Visa uses 5948 for retail sellers of luggage, trunks, briefcases, leather backpacks, wallets, purses, gloves and other leather goods.

A wallet, bag or luggage brand fits here, and Visa allows a limited selection of leather apparel under it. Women's handbags as part of a fashion accessory range can also fit 5631.

  • Luggage and suitcases
  • Leather wallets and purses
  • Briefcases
  • Leather backpacks

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5631Women's Accessory and Specialty ShopsBags are part of a women's accessory range
5661Shoe StoresMost sales are shoes
5999Miscellaneous and Specialty Retail ShopsLeather goods are a small part of a mixed range
Codes close to 5948 and when to use them instead

Risk, 3D Secure and Stripe rules

5948 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5948 high risk?
No. 5948 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5948?
Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5948 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.

Sources

Related

Payments library