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Checkout.com · Decline codes

What does Checkout.com 30035 “Contact acquirer - Pick up” mean?

Checked

Checkout.com 30035 "Contact acquirer - Pick up" is a hard decline: the bank wants the card withdrawn and refers the merchant to its acquirer. Checkout.com tells the shopper to try a different card or contact the bank. The card should not be retried.

Type
Hard decline (30xxx)
Who declined
The shopper's card issuer
Retry
Possibly. Visa category 4 (generic): at most 15 retries in 30 days
Shopper action
Use another card
Merchant action
Do not retry; contact Checkout.com if it repeats

What PlatformDTC does

PlatformDTC classifies Checkout.com 30035 as never retry. Checkout does not offer a backup processor for it, because the same card or the same details fail the same way everywhere. A subscription renewal declined with 30035 is never retried: the subscription is held past due and the customer is emailed a link to add a new card.

Why it happens

The issuer withdrew the card and asks the acquiring side to get involved.

What the shopper can do

Pay with a different card.

What the store can do

Stop attempts on this card; contact Checkout.com support if you need detail.

For developers

The payment comes back with status Declined, response_code 30035 and a response_summary such as "Contact acquirer - Pick up" (Checkout.com notes the text can vary by endpoint). Checkout.com's Visa table puts this code in category 4, which it pairs with recommendation code 02 (try again later); read processing.recommendation_code on the response.

Frequently asked questions

Who is the acquirer in Checkout.com 30035?
The merchant's acquiring bank or processor, here Checkout.com's side.
Can 30035 pass later?
Not with this card.

Sources

Related

Payments library