Payment methods by country · Payment methods
How do Irish shoppers pay online?
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Irish shoppers mainly pay online by card, often through Apple Pay or Google Pay; the ECB found mobile payments made up more than 10% of in-store payments in Ireland in 2024. Pay by Bank lets shoppers with Bank of Ireland, PTSB or Revolut accounts pay directly from their bank app. Klarna offers pay in full and pay in 3 in Ireland, and SEPA Direct Debit covers repeat billing from euro accounts.
- Currency
- Euro (EUR)
- Bank payments
- Pay by Bank (Bank of Ireland, PTSB, Revolut); SEPA Direct Debit
- Buy now, pay later
- Klarna: pay in full up to €4,000, pay in 3 €1–€3,000
- Mobile wallets
- Over 10% of in-store payments (ECB SPACE 2024)
- PlatformDTC offers
- Cards, Apple Pay, Google Pay, PayPal, Klarna
What PlatformDTC does
PlatformDTC checkout offers Irish shoppers cards, Apple Pay, Google Pay and PayPal in euros, plus Klarna on one-time orders from €1 to €4,000 when the store's Stripe account is in the EEA, UK or Switzerland. Pay by Bank and SEPA Direct Debit are not offered today.
Paying straight from the bank
With Pay by Bank the shopper picks their bank and approves the payment in the bank's app or website. Stripe lists Bank of Ireland, PTSB and Revolut as supported Irish banks.
Klarna in Ireland
Klarna's Irish options are pay in full and pay in 3; Stripe says pay later isn't offered in Ireland. PlatformDTC shows Klarna on carts up to €4,000 there.
Frequently asked questions
- Can a UK store offer Klarna to Irish shoppers?
- Yes. Klarna allows cross-border sales inside the EEA, UK and Switzerland, charged in the shopper's currency, which for Ireland is euros.
- Is Clearpay available in Ireland?
- No. Afterpay and Clearpay serve Australia, Canada, New Zealand, the UK and the US only.
Sources
- Pay by Bank payments — Stripe
- Klarna payments — Stripe
- Study on the payment attitudes of consumers in the euro area (SPACE) 2024 — European Central Bank
- SEPA Direct Debit payments — Stripe
- Payment method support — Stripe
Related
- United Kingdom — Cards and wallets, with open-banking Pay by Bank and BNPL from Clearpay and Klarna.
- France — Bank cards on the Cartes Bancaires network dominate, almost all co-badged with Visa or Mastercard.
- Spain — Cards and Bizum, the bank-backed phone payment, with PayPal and Klarna pay in 3 alongside.
- Italy — Cards and PayPal, plus Italian phone wallets Satispay and BANCOMAT Pay, and Klarna pay in 3.
- Portugal — Multibanco references and the MB WAY phone wallet are the local ways to pay; cards follow.
- Poland — BLIK six-digit codes from the banking app dominate, with Przelewy24 bank transfers alongside.
- Sweden — Debit cards first online, then Swish and buy now, pay later, according to the Riksbank.
- Denmark — Cards, increasingly inside phone wallets, plus MobilePay and the national Dankort card.