Clothing, shoes and accessories · Merchant category codes
What is MCC 5621 (Women's Ready-To-Wear Stores)?
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MCC 5621 (Women's Ready-To-Wear Stores) is the merchant category code for stores that sell a general line of women's ready-to-wear and special-event clothing. Use it for a women's fashion store whose main sales are clothing. If most sales are handbags, lingerie, scarves or costume jewelry, Visa's accessory code 5631 fits better. Visa requires 3D Secure on its online sales for merchants located in Hong Kong and Macau.
- Visa name
- Women's Ready-To-Wear Stores
- Stripe name
- Womens Ready-To-Wear Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Hong Kong and Macau
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Dress shops, Bridal shops, Maternity stores, Women's coats and outerwear
What PlatformDTC does
PlatformDTC's payments setup lists 5621 in its Industry picker as "Women's ready-to-wear stores" under "Retail"; typing 5621 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5621
Visa uses 5621 for stores that sell a general line of women's ready-to-wear and special-event clothing.
Use it for a women's fashion store whose main sales are clothing. If most sales are handbags, lingerie, scarves or costume jewelry, Visa's accessory code 5631 fits better.
- Dress shops
- Bridal shops
- Maternity stores
- Women's coats and outerwear
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5631 | Women's Accessory and Specialty Shops | Most sales are accessories, lingerie or hosiery |
| 5691 | Men's and Women's Clothing Stores | You sell men's clothing too |
| 5655 | Sports and Riding Apparel Stores | Most sales are activewear |
Risk, 3D Secure and Stripe rules
5621 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5621 with Visa Secure (3D Secure) for merchants located in Hong Kong and Macau. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5621 high risk?
- No. 5621 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5621 sales for merchants located in Hong Kong and Macau.
- Can a PlatformDTC store use MCC 5621?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5621 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5631 — Handbags, hats, costume jewelry, scarves, belts, lingerie and hosiery for women.
- 5691 — Stores selling men's and women's clothing, but not children's wear.
- 5655 — Stores selling athletic wear, sports clothing and riding apparel.
- 5611 — Stores selling ready-to-wear clothing and accessories for men and boys.
- 5641 — Stores selling clothing and accessories for children and babies.
- 5661 — Stores selling footwear for men, women or children, including athletic shoes.
- 5699 — Specialised apparel and accessory lines no other clothing code covers.