Square · Processing fees
What are Square's online fees in Spain?
Checked
Square charges businesses in Spain 1.4% + €0.25 for online card payments (EU and EEA cards). UK and non-EEA cards cost 2.9% + €0.25. There is no monthly fee for online payments; optional invoice plan upgrades from €20 + VAT a month. Read from Square's pricing page for Spain on 31 October 2026.
- Domestic card
- 1.4% + €0.25 online (EU and EEA cards)
- International card
- 2.9% + €0.25 (UK and non-EEA cards)
- Monthly fee
- None for online payments; optional invoice plan upgrades from €20 + VAT a month
What PlatformDTC does
Square cannot be connected to PlatformDTC checkout. PlatformDTC can take payments through your own Stripe account in Spain with no PlatformDTC fee and no plan fee: at Stripe's 1.5% + €0.25 for standard European Economic Area cards, the €10,000 month above costs €200.00, more than Square's €190.00.
Every rate
Square's published processing rates for card payments taken online or remotely in Spain, read on 31 October 2026. In-person rates are on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Online card | 1.4% + €0.25 | EU and EEA cards |
| Online card from abroad | 2.9% + €0.25 | UK and non-EEA cards |
| Manual entry | 2% | Card details keyed in (+1.5% for cards from outside the EU and EEA) |
| Square Invoices, Virtual Terminal, saved cards | 2.5% | Remote and saved-card payments (+1.5% outside the EU and EEA) |
| Monthly fee | None for online payments; optional invoice plan upgrades from €20 + VAT a month | As stated on the page |
A worked month
Assumptions: every sale an online card payment at Square's headline online rate for Spain (1.4% + €0.25), an average order of €50, no refunds. Each line is rounded to the cent.
€10,000.00 in 200 orders: 1.4% of €10,000.00 = €140.00, plus 200 × €0.25 = €50.00. Total €190.00, or 1.90% of sales.
€50,000.00 in 1,000 orders: 1.4% of €50,000.00 = €700.00, plus 1,000 × €0.25 = €250.00. Total €950.00, or 1.90% of sales.
| Month | Option | Fees | Effective rate |
|---|---|---|---|
| €10,000 in 200 orders | Square online | €190.00 | 1.90% |
| €10,000 in 200 orders | Square, 20% UK and non-EEA cards | €220.00 | 2.20% |
| €50,000 in 1,000 orders | Square online | €950.00 | 1.90% |
| €50,000 in 1,000 orders | Square, 20% UK and non-EEA cards | €1,100.00 | 2.20% |
| €10,000 in 200 orders | PlatformDTC + your own Stripe (1.5% + €0.25, standard European Economic Area cards) | €200.00 | 2.00% |
What raises your fees
The headline online rate is the cheapest online case. These cost more:
Square's Spanish page introduces its online rates with "from" (a partir del).
- Cards from abroad: 2.9% + €0.25 for UK and non-EEA cards.
- Manual entry: 2% (+1.5% for cards from outside the EU and EEA).
- Square Invoices, Virtual Terminal, saved cards: 2.5% (+1.5% outside the EU and EEA).
- Small orders: on a €10 order, 1.4% + €0.25 is 3.90% of the sale.
Frequently asked questions
- Does Square charge a monthly fee in Spain?
- None for online payments; optional invoice plan upgrades from €20 + VAT a month. Processing fees are charged per payment: 1.4% + €0.25 for online card payments.
- Is Square cheaper than Stripe online in Spain?
- On the worked month (€10,000 in 200 orders, all domestic cards), Square's online rate costs €190.00 and Stripe's 1.5% + €0.25 costs €200.00. Square is cheaper on this month. International cards and your average order change the answer.
Sources
- Square pricing — Spain — Square
- Stripe pricing — Spain (for the comparison) — Stripe