Square · Processing fees
What are Square's online fees in Australia?
Checked
Square charges businesses in Australia 2.2% for online card payments (Online Store, Online Checkout, eCommerce API and invoices paid online). Keyed-in and card-on-file payments also cost 2.2%. There is no monthly fee. Read from Square's pricing page for Australia on 31 October 2026.
- Domestic card
- 2.2% online (Online Store, Online Checkout, eCommerce API and invoices paid online)
- Monthly fee
- None: the page says no setup fees or monthly fees
What PlatformDTC does
Square cannot be connected to PlatformDTC checkout. PlatformDTC can take payments through your own Stripe account in Australia with no PlatformDTC fee and no plan fee: at Stripe's 1.65% + A$0.30 for domestic cards, the A$10,000 month above costs A$225.00, more than Square's A$220.00.
Every rate
Square's published processing rates for card payments taken online or remotely in Australia, read on 31 October 2026. In-person rates are on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Online card | 2.2% | Online Store, Online Checkout, eCommerce API and invoices paid online |
| MOTO (keyed in, Virtual Terminal or card on file) | 2.2% | Card details entered by you |
| Monthly fee | None: the page says no setup fees or monthly fees | As stated on the page |
A worked month
Assumptions: every sale an online card payment at Square's headline online rate for Australia (2.2%), an average order of A$50, no refunds. Each line is rounded to the cent.
A$10,000.00 in 200 orders: 2.2% of A$10,000.00 = A$220.00. Total A$220.00, or 2.20% of sales.
A$50,000.00 in 1,000 orders: 2.2% of A$50,000.00 = A$1,100.00. Total A$1,100.00, or 2.20% of sales.
| Month | Option | Fees | Effective rate |
|---|---|---|---|
| A$10,000 in 200 orders | Square online | A$220.00 | 2.20% |
| A$50,000 in 1,000 orders | Square online | A$1,100.00 | 2.20% |
| A$10,000 in 200 orders | PlatformDTC + your own Stripe (1.65% + A$0.30, domestic cards) | A$225.00 | 2.25% |
What raises your fees
The headline online rate is the cheapest online case. These cost more:
Square's Australian page lists no separate rate for international cards, and offers custom rates above A$250,000 of card sales a year.
- MOTO (keyed in, Virtual Terminal or card on file): 2.2%.
Frequently asked questions
- Does Square charge a monthly fee in Australia?
- None: the page says no setup fees or monthly fees. Processing fees are charged per payment: 2.2% for online card payments.
- Is Square cheaper than Stripe online in Australia?
- On the worked month (A$10,000 in 200 orders, all domestic cards), Square's online rate costs A$220.00 and Stripe's 1.65% + A$0.30 costs A$225.00. Square is cheaper on this month. International cards and your average order change the answer.
Sources
Related
- Ireland — 1.4% + €0.25 + VAT online; 2.9% + €0.25 for UK and non-EEA cards
- France — 1.4% + €0.25 online; 2.9% + €0.25 for UK and non-EEA cards
- Spain — 1.4% + €0.25 online; 2.9% + €0.25 for UK and non-EEA cards
- Japan — 3.6% online
- United States — 3.3% + $0.30 online
- Canada — 2.8% + CA$0.30 online; +1.5% for cards issued outside Canada