Square · Processing fees
What are Square's online fees in the United Kingdom?
Checked
Square charges businesses in the United Kingdom 1.4% + 25p for online card payments (UK cards through your Online Store, Online Checkout or eCommerce API). Non-UK cards cost 2.5% + 25p. Read from Square's pricing page for the United Kingdom on 31 October 2026.
- Domestic card
- 1.4% + 25p online (UK cards through your Online Store, Online Checkout or eCommerce API)
- International card
- 2.5% + 25p (non-UK cards)
- Monthly fee
- None: the page says no setup fees or monthly fees
What PlatformDTC does
Square cannot be connected to PlatformDTC checkout. PlatformDTC can take payments through your own Stripe account in the United Kingdom with no PlatformDTC fee and no plan fee: at Stripe's 1.5% + 20p for standard UK cards, the £10,000 month above costs £190.00, the same as Square's £190.00.
Every rate
Square's published processing rates for card payments taken online or remotely in the United Kingdom, read on 31 October 2026. In-person rates are on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Online card | 1.4% + 25p | UK cards through your Online Store, Online Checkout or eCommerce API |
| Online card from abroad | 2.5% + 25p | non-UK cards |
| Manually entered or card on file | 2.5% (+1.5% for non-UK cards) | Card details keyed in by you |
| Invoices | 2.5% (+1.5% for non-UK cards) | Invoice paid by card |
| Monthly fee | None: the page says no setup fees or monthly fees | As stated on the page |
A worked month
Assumptions: every sale an online card payment at Square's headline online rate for the United Kingdom (1.4% + 25p), an average order of £50, no refunds. Each line is rounded to the cent.
£10,000.00 in 200 orders: 1.4% of £10,000.00 = £140.00, plus 200 × 25p = £50.00. Total £190.00, or 1.90% of sales.
£50,000.00 in 1,000 orders: 1.4% of £50,000.00 = £700.00, plus 1,000 × 25p = £250.00. Total £950.00, or 1.90% of sales.
| Month | Option | Fees | Effective rate |
|---|---|---|---|
| £10,000 in 200 orders | Square online | £190.00 | 1.90% |
| £10,000 in 200 orders | Square, 20% non-UK cards | £212.00 | 2.12% |
| £50,000 in 1,000 orders | Square online | £950.00 | 1.90% |
| £50,000 in 1,000 orders | Square, 20% non-UK cards | £1,060.00 | 2.12% |
| £10,000 in 200 orders | PlatformDTC + your own Stripe (1.5% + 20p, standard UK cards) | £190.00 | 1.90% |
What raises your fees
The headline online rate is the cheapest online case. These cost more:
- Cards from abroad: 2.5% + 25p for non-UK cards.
- Manually entered or card on file: 2.5% (+1.5% for non-UK cards).
- Invoices: 2.5% (+1.5% for non-UK cards).
- Small orders: on a £10 order, 1.4% + 25p is 3.90% of the sale.
Frequently asked questions
- Does Square charge a monthly fee in the United Kingdom?
- None: the page says no setup fees or monthly fees. Processing fees are charged per payment: 1.4% + 25p for online card payments.
- Is Square cheaper than Stripe online in the United Kingdom?
- On the worked month (£10,000 in 200 orders, all domestic cards), Square's online rate costs £190.00 and Stripe's 1.5% + 20p costs £190.00. They cost the same on this month. International cards and your average order change the answer.