Does Square charge a monthly fee in Japan?

¥0 on the free plan: Square's page says the payment fee is the only cost. Processing fees are charged per payment: 3.6% for online card payments.

Is Square cheaper than Stripe online in Japan?

On the worked month (¥1,500,000 in 200 orders, all domestic cards), Square's online rate costs ¥54,000 and Stripe's 3.6% costs ¥54,000. They cost the same on this month. International cards and your average order change the answer.

Square · Processing fees

What are Square's online fees in Japan?

Checked October 31, 2026

Square charges businesses in Japan 3.6% for online card payments (Square Online, payment links, the eCommerce API and Square Subscriptions). Typed-in and saved-card payments cost 3.75% and invoices 3.25%. Read from Square's pricing page for Japan on 31 October 2026.

Domestic card: 3.6% online (Square Online, payment links, the eCommerce API and Square Subscriptions)
Monthly fee: ¥0 on the free plan: Square's page says the payment fee is the only cost

What PlatformDTC does

Square cannot be connected to PlatformDTC checkout. PlatformDTC can take payments through your own Stripe account in Japan with no PlatformDTC fee and no plan fee: at Stripe's 3.6% for cards, the ¥1,500,000 month above costs ¥54,000, the same as Square's ¥54,000.

Every rate

Square's published processing rates for card payments taken online or remotely in Japan, read on 31 October 2026. In-person rates are on the same page.

Fee	Rate	When it applies
Online card	3.6%	Square Online, payment links, the eCommerce API and Square Subscriptions
Card not present (typed-in card, saved card including invoices, Virtual Terminal)	3.75%	Card details entered by you
Square Invoices	3.25%	Invoice paid by card
Monthly fee	¥0 on the free plan: Square's page says the payment fee is the only cost	As stated on the page

Square online and remote card fees in Japan (JPY)

A worked month

Assumptions: every sale an online card payment at Square's headline online rate for Japan (3.6%), an average order of ¥7,500, no refunds. Each line is rounded to the yen.

¥1,500,000 in 200 orders: 3.6% of ¥1,500,000 = ¥54,000. Total ¥54,000, or 3.60% of sales.

¥7,500,000 in 1,000 orders: 3.6% of ¥7,500,000 = ¥270,000. Total ¥270,000, or 3.60% of sales.

Month	Option	Fees	Effective rate
¥1,500,000 in 200 orders	Square online	¥54,000	3.60%
¥7,500,000 in 1,000 orders	Square online	¥270,000	3.60%
¥1,500,000 in 200 orders	PlatformDTC + your own Stripe (3.6%, cards)	¥54,000	3.60%

One month of online card sales in Japan

What raises your fees

The headline online rate is the cheapest online case. These cost more:

Card not present (typed-in card, saved card including invoices, Virtual Terminal): 3.75%.
Square Invoices: 3.25%.

Frequently asked questions

Does Square charge a monthly fee in Japan?: ¥0 on the free plan: Square's page says the payment fee is the only cost. Processing fees are charged per payment: 3.6% for online card payments.
Is Square cheaper than Stripe online in Japan?: On the worked month (¥1,500,000 in 200 orders, all domestic cards), Square's online rate costs ¥54,000 and Stripe's 3.6% costs ¥54,000. They cost the same on this month. International cards and your average order change the answer.

Sources

Square pricing — Japan — Square
Stripe pricing — Japan (for the comparison) — Stripe