Does Square charge a monthly fee in Ireland?

None: the page says no monthly subscription fee. Processing fees are charged per payment: 1.4% + €0.25 + VAT for online card payments.

Is Square cheaper than Stripe online in Ireland?

On the worked month (€10,000 in 200 orders, all domestic cards), Square's online rate costs €190.00 + VAT and Stripe's 1.5% + €0.25 costs €200.00. Square is cheaper on this month. International cards and your average order change the answer.

Square · Processing fees

What are Square's online fees in Ireland?

Checked October 31, 2026

Square charges businesses in Ireland 1.4% + €0.25 + VAT for online card payments (EU and EEA cards). UK and non-EEA cards cost 2.9% + €0.25 + VAT. There is no monthly fee. Read from Square's pricing page for Ireland on 31 October 2026.

Domestic card: 1.4% + €0.25 + VAT online (EU and EEA cards)
International card: 2.9% + €0.25 + VAT (UK and non-EEA cards)
Monthly fee: None: the page says no monthly subscription fee

What PlatformDTC does

Square cannot be connected to PlatformDTC checkout. PlatformDTC can take payments through your own Stripe account in Ireland with no PlatformDTC fee and no plan fee: at Stripe's 1.5% + €0.25 for standard European Economic Area cards, the €10,000 month above costs €200.00, more than Square's €190.00 + VAT.

Every rate

Square's published processing rates for card payments taken online or remotely in Ireland, read on 31 October 2026. In-person rates are on the same page.

Fee	Rate	When it applies
Online card	1.4% + €0.25 + VAT	EU and EEA cards
Online card from abroad	2.9% + €0.25 + VAT	UK and non-EEA cards
Manual card entry	2% + VAT (+1.5% for non-EU/EEA cards)	Card details keyed in
Invoices, Virtual Terminal, card on file	2.5% + VAT (+1.5% for non-EU/EEA cards)	Remote and saved-card payments
Monthly fee	None: the page says no monthly subscription fee	As stated on the page

Square online and remote card fees in Ireland (EUR)

A worked month

Assumptions: every sale an online card payment at Square's headline online rate for Ireland (1.4% + €0.25 + VAT), an average order of €50, no refunds. Each line is rounded to the cent. VAT is charged on top and not included below.

€10,000.00 in 200 orders: 1.4% of €10,000.00 = €140.00, plus 200 × €0.25 = €50.00. Total €190.00 + VAT, or 1.90% of sales.

€50,000.00 in 1,000 orders: 1.4% of €50,000.00 = €700.00, plus 1,000 × €0.25 = €250.00. Total €950.00 + VAT, or 1.90% of sales.

Month	Option	Fees	Effective rate
€10,000 in 200 orders	Square online	€190.00 + VAT	1.90%
€10,000 in 200 orders	Square, 20% UK and non-EEA cards	€220.00 + VAT	2.20%
€50,000 in 1,000 orders	Square online	€950.00 + VAT	1.90%
€50,000 in 1,000 orders	Square, 20% UK and non-EEA cards	€1,100.00 + VAT	2.20%
€10,000 in 200 orders	PlatformDTC + your own Stripe (1.5% + €0.25, standard European Economic Area cards)	€200.00	2.00%

One month of online card sales in Ireland

What raises your fees

The headline online rate is the cheapest online case. These cost more:

Cards from abroad: 2.9% + €0.25 + VAT for UK and non-EEA cards.
Manual card entry: 2% + VAT (+1.5% for non-EU/EEA cards).
Invoices, Virtual Terminal, card on file: 2.5% + VAT (+1.5% for non-EU/EEA cards).
Small orders: on a €10 order, 1.4% + €0.25 is 3.90% of the sale.
VAT: Square's Irish page quotes its processing fees plus VAT.

Frequently asked questions

Does Square charge a monthly fee in Ireland?: None: the page says no monthly subscription fee. Processing fees are charged per payment: 1.4% + €0.25 + VAT for online card payments.
Is Square cheaper than Stripe online in Ireland?: On the worked month (€10,000 in 200 orders, all domestic cards), Square's online rate costs €190.00 + VAT and Stripe's 1.5% + €0.25 costs €200.00. Square is cheaper on this month. International cards and your average order change the answer.

Sources

Square pricing — Ireland — Square
Stripe pricing — Ireland (for the comparison) — Stripe