Does Square charge a monthly fee in Canada?

None: the page says no setup fees or monthly fees. Processing fees are charged per payment: 2.8% + CA$0.30 for online card payments.

Is Square cheaper than Stripe online in Canada?

On the worked month (CA$10,000 in 200 orders, all domestic cards), Square's online rate costs CA$340.00 and Stripe's 2.9% + CA$0.30 costs CA$350.00. Square is cheaper on this month. International cards and your average order change the answer.

Square · Processing fees

What are Square's online fees in Canada?

Checked October 31, 2026

Square charges businesses in Canada 2.8% + CA$0.30 for online card payments (Online Store, Online Checkout, eCommerce API and invoices paid online). Cards issued outside Canada add 1.5%. There is no monthly fee. Read from Square's pricing page for Canada on 31 October 2026.

Domestic card: 2.8% + CA$0.30 online (Online Store, Online Checkout, eCommerce API and invoices paid online)
International card: +1.5% (cards issued outside Canada)
Monthly fee: None: the page says no setup fees or monthly fees

What PlatformDTC does

Square cannot be connected to PlatformDTC checkout. PlatformDTC can take payments through your own Stripe account in Canada with no PlatformDTC fee and no plan fee: at Stripe's 2.9% + CA$0.30 for domestic cards, the CA$10,000 month above costs CA$350.00, more than Square's CA$340.00.

Every rate

Square's published processing rates for card payments taken online or remotely in Canada, read on 31 October 2026. In-person rates are on the same page.

Fee	Rate	When it applies
Online card	2.8% + CA$0.30	Online Store, Online Checkout, eCommerce API and invoices paid online
Online card from abroad	+1.5%	cards issued outside Canada
Keyed in, card on file or Virtual Terminal payment link	3.3% + CA$0.15	Card details entered by you
Monthly fee	None: the page says no setup fees or monthly fees	As stated on the page

Square online and remote card fees in Canada (CAD)

A worked month

Assumptions: every sale an online card payment at Square's headline online rate for Canada (2.8% + CA$0.30), an average order of CA$50, no refunds. Each line is rounded to the cent.

CA$10,000.00 in 200 orders: 2.8% of CA$10,000.00 = CA$280.00, plus 200 × CA$0.30 = CA$60.00. Total CA$340.00, or 3.40% of sales.

CA$50,000.00 in 1,000 orders: 2.8% of CA$50,000.00 = CA$1,400.00, plus 1,000 × CA$0.30 = CA$300.00. Total CA$1,700.00, or 3.40% of sales.

Month	Option	Fees	Effective rate
CA$10,000 in 200 orders	Square online	CA$340.00	3.40%
CA$10,000 in 200 orders	Square, 20% cards issued outside Canada	CA$370.00	3.70%
CA$50,000 in 1,000 orders	Square online	CA$1,700.00	3.40%
CA$50,000 in 1,000 orders	Square, 20% cards issued outside Canada	CA$1,850.00	3.70%
CA$10,000 in 200 orders	PlatformDTC + your own Stripe (2.9% + CA$0.30, domestic cards)	CA$350.00	3.50%

One month of online card sales in Canada

What raises your fees

The headline online rate is the cheapest online case. These cost more:

Cards from abroad: +1.5% on top for cards issued outside Canada.
Keyed in, card on file or Virtual Terminal payment link: 3.3% + CA$0.15.
Small orders: on a CA$10 order, 2.8% + CA$0.30 is 5.80% of the sale.

Frequently asked questions

Does Square charge a monthly fee in Canada?: None: the page says no setup fees or monthly fees. Processing fees are charged per payment: 2.8% + CA$0.30 for online card payments.
Is Square cheaper than Stripe online in Canada?: On the worked month (CA$10,000 in 200 orders, all domestic cards), Square's online rate costs CA$340.00 and Stripe's 2.9% + CA$0.30 costs CA$350.00. Square is cheaper on this month. International cards and your average order change the answer.

Sources

Square pricing — Canada — Square
Stripe pricing — Canada (for the comparison) — Stripe