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Home and garden · Merchant category codes

What is MCC 5713 (Floor Covering Stores)?

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MCC 5713 (Floor Covering Stores) is the merchant category code for retail sellers of floor coverings such as carpet, area rugs, tile, linoleum, stone and wood, with or without installation. A rug brand fits here. Installers who mainly sell labour rather than goods fit 1799 Special Trade Contractors, which Visa lists as similar. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Floor Covering Stores
Stripe name
Floor Covering Stores
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
Yes, under "Retail"
Typical products
Rug stores, Carpet, Tile stores, Linoleum

What PlatformDTC does

PlatformDTC's payments setup lists 5713 in its Industry picker as "Floor covering stores" under "Retail"; typing 5713 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.

What sells under MCC 5713

Visa uses 5713 for retail sellers of floor coverings such as carpet, area rugs, tile, linoleum, stone and wood, with or without installation.

A rug brand fits here. Installers who mainly sell labour rather than goods fit 1799 Special Trade Contractors, which Visa lists as similar.

  • Rug stores
  • Carpet
  • Tile stores
  • Linoleum

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5712Furniture, Home Furnishings, and Equipment Stores, Except AppliancesRugs are part of a furniture range
5719Miscellaneous Home Furnishing Specialty StoresRugs are part of a decor range
Codes close to 5713 and when to use them instead

Risk, 3D Secure and Stripe rules

5713 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5713 high risk?
No. 5713 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5713?
Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5713 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.

Sources

Related

Payments library