Home and garden · Merchant category codes
What is MCC 5719 (Miscellaneous Home Furnishing Specialty Stores)?
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MCC 5719 (Miscellaneous Home Furnishing Specialty Stores) is the merchant category code for stores that sell home furnishings such as housewares, cutlery, bedding and linen, lamps and shades, mirrors and pictures, pottery and ceramics. It is the usual code for home decor, kitchenware and bed-and-bath brands. Furniture fits 5712 and glass or crystal tableware fits 5950. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Miscellaneous Home Furnishing Specialty Stores
- Stripe name
- Miscellaneous Home Furnishing Specialty Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Bed and bath shops, Cookware, Kitchen cutlery, Lamps and mirrors, Pottery and ceramics
What PlatformDTC does
PlatformDTC's payments setup lists 5719 in its Industry picker as "Miscellaneous home furnishing stores" under "Retail"; typing 5719 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5719
Visa uses 5719 for stores that sell home furnishings such as housewares, cutlery, bedding and linen, lamps and shades, mirrors and pictures, pottery and ceramics.
It is the usual code for home decor, kitchenware and bed-and-bath brands. Furniture fits 5712 and glass or crystal tableware fits 5950.
- Bed and bath shops
- Cookware
- Kitchen cutlery
- Lamps and mirrors
- Pottery and ceramics
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances | Most sales are furniture or mattresses |
| 5950 | Glassware/Crystal Stores | You sell glassware, china or crystal |
| 5714 | Drapery, Window Covering, and Upholstery Stores | You sell curtains or blinds |
Risk, 3D Secure and Stripe rules
5719 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5719 high risk?
- No. 5719 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5719?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5719 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5712 — Finished furniture, mattresses and home furnishings, not appliances.
- 5950 — Glassware, china and crystal tableware and gifts.
- 5714 — Curtains, blinds, window shades and upholstery materials.
- 5713 — Carpet, rugs, tile, linoleum, stone and wood flooring.
- 5718 — Pre-made fireplaces, wood stoves and fireplace parts.
- 5722 — Ranges, ovens, fridges, washers, dryers, air conditioners and vacuums.
- 5200 — Large home stores with paint, lumber, garden, electrical and decorating goods.