Home and garden · Merchant category codes
What is MCC 5712 (Furniture and Home Furnishings Stores)?
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MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, Except Appliances) is the merchant category code for stores that sell finished furniture and home furnishings, including mattresses, made-to-order and outdoor furniture, but not appliances. A sofa, bed or mattress brand fits here. Decor, lamps and housewares fit 5719, and appliances fit 5722. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Furniture, Home Furnishings, and Equipment Stores, Except Appliances
- Stripe name
- Furniture, Home Furnishings, and Equipment Stores, Except Appliances
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Furniture, Mattresses and bedding, Patio and outdoor furniture, Made-to-order furniture
What PlatformDTC does
PlatformDTC's payments setup lists 5712 in its Industry picker as "Furniture and home furnishings stores" under "Retail"; typing 5712 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5712
Visa uses 5712 for stores that sell finished furniture and home furnishings, including mattresses, made-to-order and outdoor furniture, but not appliances.
A sofa, bed or mattress brand fits here. Decor, lamps and housewares fit 5719, and appliances fit 5722.
- Furniture
- Mattresses and bedding
- Patio and outdoor furniture
- Made-to-order furniture
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5719 | Miscellaneous Home Furnishing Specialty Stores | Most sales are decor, linen or housewares |
| 5722 | Household Appliance Stores | You sell household appliances |
| 5713 | Floor Covering Stores | You sell rugs and floor coverings |
Risk, 3D Secure and Stripe rules
5712 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5712 high risk?
- No. 5712 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5712?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5712 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5719 — Housewares, cutlery, linen, lamps, mirrors, pictures, pottery and ceramics.
- 5722 — Ranges, ovens, fridges, washers, dryers, air conditioners and vacuums.
- 5713 — Carpet, rugs, tile, linoleum, stone and wood flooring.
- 5714 — Curtains, blinds, window shades and upholstery materials.
- 5718 — Pre-made fireplaces, wood stoves and fireplace parts.
- 5950 — Glassware, china and crystal tableware and gifts.