Home and garden · Merchant category codes
What is MCC 5722 (Household Appliance Stores)?
Checked
MCC 5722 (Household Appliance Stores) is the merchant category code for stores that sell household appliances such as ovens, refrigerators, dishwashers, washers and dryers, air conditioning units, sewing machines and vacuum cleaners. A vacuum, air purifier or kitchen appliance brand fits here. Phones, computers and TVs fit 5732 Electronics Stores. Visa requires 3D Secure on its online sales for merchants located in the Philippines.
- Visa name
- Household Appliance Stores
- Stripe name
- Household Appliance Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in the Philippines
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Vacuum cleaners, Sewing machines, Refrigerators and ovens, Washers and dryers
What PlatformDTC does
PlatformDTC's payments setup lists 5722 in its Industry picker as "Household appliance stores" under "Retail"; typing 5722 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5722
Visa uses 5722 for stores that sell household appliances such as ovens, refrigerators, dishwashers, washers and dryers, air conditioning units, sewing machines and vacuum cleaners.
A vacuum, air purifier or kitchen appliance brand fits here. Phones, computers and TVs fit 5732 Electronics Stores.
- Vacuum cleaners
- Sewing machines
- Refrigerators and ovens
- Washers and dryers
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5732 | Electronics Stores | You sell consumer electronics |
| 5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances | You sell furniture |
Risk, 3D Secure and Stripe rules
5722 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5722 with Visa Secure (3D Secure) for merchants located in the Philippines. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5722 high risk?
- No. 5722 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5722 sales for merchants located in the Philippines.
- Can a PlatformDTC store use MCC 5722?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5722 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5712 — Finished furniture, mattresses and home furnishings, not appliances.
- 5950 — Glassware, china and crystal tableware and gifts.
- 5200 — Large home stores with paint, lumber, garden, electrical and decorating goods.
- 5211 — Lumber, building materials, fencing, pipe and electrical supplies.
- 5231 — Glass, paint, painting supplies, wallpaper and wall coverings.
- 5251 — Hardware, hand and power tools, plumbing, electrical and lighting supplies.
- 5261 — Plants, seeds, bulbs, soil, fertiliser and garden tools.