Home and garden · Merchant category codes
What is MCC 5211 (Lumber and Building Materials Stores)?
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MCC 5211 (Lumber and Building Materials Stores) is the merchant category code for stores that sell lumber, building materials, concrete, bricks, fencing, pipe, molding and general building or electrical supplies, including building centres for contractors. Visa notes it does not include home supply chains used by the general public; those use 5200. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Lumber and Building Materials Stores
- Stripe name
- Lumber, Building Materials Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- No
- Typical products
- Building materials, Lumber, Fencing
What PlatformDTC does
PlatformDTC's Industry picker does not offer 5211, so a store cannot choose it during payments setup; the closest choices there are 5999 ("Miscellaneous and specialty retail"). Stripe reviews each account's category and can move a store to 5211 itself, and Stripe's documentation says the platform cannot then change it back.
What sells under MCC 5211
Visa uses 5211 for stores that sell lumber, building materials, concrete, bricks, fencing, pipe, molding and general building or electrical supplies, including building centres for contractors.
Visa notes it does not include home supply chains used by the general public; those use 5200.
- Building materials
- Lumber
- Fencing
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5200 | Home Supply Warehouse Stores | You run a home supply store for the public |
| 5251 | Hardware Stores | You mainly sell hardware |
Risk, 3D Secure and Stripe rules
5211 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5211 high risk?
- No. 5211 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5211?
- Not by picking it: PlatformDTC's Industry picker does not offer 5211. Stripe can still assign it after reviewing the account.
Sources
Related
- 5200 — Large home stores with paint, lumber, garden, electrical and decorating goods.
- 5251 — Hardware, hand and power tools, plumbing, electrical and lighting supplies.
- 5231 — Glass, paint, painting supplies, wallpaper and wall coverings.
- 5261 — Plants, seeds, bulbs, soil, fertiliser and garden tools.
- 5992 — Cut flowers, flower arrangements and potted plants.
- 5996 — Home pools, spas, hot tubs and supplies, with installation or repair.
- 5998 — Tents and awnings for home or business, with repair.