Home and garden · Merchant category codes
What is MCC 5200 (Home Supply Warehouse Stores)?
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MCC 5200 (Home Supply Warehouse Stores) is the merchant category code for stores that sell a wide range of home products such as paint, wallpaper, lumber, garden supplies, electrical supplies, sinks, cabinets and doors. It fits a store covering many home improvement lines at once. A store focused on one line uses that line's code, such as 5251 Hardware. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Home Supply Warehouse Stores
- Stripe name
- Home Supply Warehouse Stores
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- No
- Typical products
- Home supply warehouses, DIY home centres
What PlatformDTC does
PlatformDTC's Industry picker does not offer 5200, so a store cannot choose it during payments setup; the closest choices there are 5999 ("Miscellaneous and specialty retail"). Stripe reviews each account's category and can move a store to 5200 itself, and Stripe's documentation says the platform cannot then change it back.
What sells under MCC 5200
Visa uses 5200 for stores that sell a wide range of home products such as paint, wallpaper, lumber, garden supplies, electrical supplies, sinks, cabinets and doors.
It fits a store covering many home improvement lines at once. A store focused on one line uses that line's code, such as 5251 Hardware.
- Home supply warehouses
- DIY home centres
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5251 | Hardware Stores | You mainly sell hardware and tools |
| 5231 | Glass, Paint, and Wallpaper Stores | You mainly sell paint and wallpaper |
| 5211 | Lumber and Building Materials Stores | You sell building materials |
Risk, 3D Secure and Stripe rules
5200 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5200 high risk?
- No. 5200 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5200?
- Not by picking it: PlatformDTC's Industry picker does not offer 5200. Stripe can still assign it after reviewing the account.
Sources
Related
- 5251 — Hardware, hand and power tools, plumbing, electrical and lighting supplies.
- 5231 — Glass, paint, painting supplies, wallpaper and wall coverings.
- 5211 — Lumber, building materials, fencing, pipe and electrical supplies.
- 5261 — Plants, seeds, bulbs, soil, fertiliser and garden tools.
- 5992 — Cut flowers, flower arrangements and potted plants.
- 5996 — Home pools, spas, hot tubs and supplies, with installation or repair.