General and specialty retail · Merchant category codes
What is MCC 5300 (Wholesale Clubs)?
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MCC 5300 (Wholesale Clubs) is the merchant category code for warehouse-style stores that sell a full range of goods, often in bulk, with or without membership. Visa notes that wholesale club codes describe how a merchant sells rather than what it sells. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Wholesale Clubs
- Stripe name
- Wholesale Clubs
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- No
- Typical products
- Warehouse clubs, Bulk goods
What PlatformDTC does
PlatformDTC's Industry picker does not offer 5300, so a store cannot choose it during payments setup; the closest choices there are 5999 ("Miscellaneous and specialty retail"). Stripe reviews each account's category and can move a store to 5300 itself, and Stripe's documentation says the platform cannot then change it back.
What sells under MCC 5300
Visa uses 5300 for warehouse-style stores that sell a full range of goods, often in bulk, with or without membership.
Visa notes that wholesale club codes describe how a merchant sells rather than what it sells.
- Warehouse clubs
- Bulk goods
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5310 | Discount Stores | You sell at a discount but not warehouse style |
Risk, 3D Secure and Stripe rules
5300 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5300 high risk?
- No. 5300 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5300?
- Not by picking it: PlatformDTC's Industry picker does not offer 5300. Stripe can still assign it after reviewing the account.
Sources
Related
- 5310 — A general line of merchandise sold at a discount.
- 5262 — Registered online marketplaces bringing many retailers under one brand.
- 5309 — Gift and import items typically exempt from customs fees.
- 5995 — Pets, pet food and pet supplies.
- 5533 — Car parts, equipment and accessories, including home EV chargers.
- 5999 — Specialty products no more specific code covers.
- 5311 — General lines of apparel, furniture, electronics, cosmetics and appliances.