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General and specialty retail · Merchant category codes

What is MCC 5310 (Discount Stores)?

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MCC 5310 (Discount Stores) is the merchant category code for stores that sell a general line of merchandise at a discounted rate. Use it for a general store whose model is discount pricing. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Discount Stores
Stripe name
Discount Stores
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
No
Typical products
Discount stores

What PlatformDTC does

PlatformDTC's Industry picker does not offer 5310, so a store cannot choose it during payments setup; the closest choices there are 5331 ("Variety stores"). Stripe reviews each account's category and can move a store to 5310 itself, and Stripe's documentation says the platform cannot then change it back.

What sells under MCC 5310

Visa uses 5310 for stores that sell a general line of merchandise at a discounted rate.

Use it for a general store whose model is discount pricing.

  • Discount stores

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5331Variety StoresYou sell a limited lower-priced range on a small scale
5300Wholesale ClubsYou sell in bulk, warehouse style
Codes close to 5310 and when to use them instead

Risk, 3D Secure and Stripe rules

5310 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5310 high risk?
No. 5310 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5310?
Not by picking it: PlatformDTC's Industry picker does not offer 5310. Stripe can still assign it after reviewing the account.

Sources

Related

Payments library