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General and specialty retail · Merchant category codes

What is MCC 5309 (Duty Free Stores)?

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MCC 5309 (Duty Free Stores) is the merchant category code for stores that sell gift and import items that are typically exempt from customs fees, such as liquor, perfume and jewelry. It fits only duty free retail. A brand selling perfume or jewelry online uses the code for that line. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Duty Free Stores
Stripe name
Duty Free Stores
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
No
Typical products
Duty free shops

What PlatformDTC does

PlatformDTC's Industry picker does not offer 5309, so a store cannot choose it during payments setup; the closest choices there are 5944 ("Jewelry, watch, and clock stores") and 5999 ("Miscellaneous and specialty retail"). Stripe reviews each account's category and can move a store to 5309 itself, and Stripe's documentation says the platform cannot then change it back.

What sells under MCC 5309

Visa uses 5309 for stores that sell gift and import items that are typically exempt from customs fees, such as liquor, perfume and jewelry.

It fits only duty free retail. A brand selling perfume or jewelry online uses the code for that line.

  • Duty free shops

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5921Package Stores – Beer, Wine, and LiquorYou sell packaged alcohol
5944Jewelry Stores, Watches, Clocks, and Silverware StoresYou sell jewelry
5999Miscellaneous and Specialty Retail ShopsYou sell specialty products
Codes close to 5309 and when to use them instead

Risk, 3D Secure and Stripe rules

5309 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5309 high risk?
No. 5309 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5309?
Not by picking it: PlatformDTC's Industry picker does not offer 5309. Stripe can still assign it after reviewing the account.

Sources

Related

Payments library