General and specialty retail · Merchant category codes
What is MCC 5999 (Miscellaneous and Specialty Retail Shops)?
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MCC 5999 (Miscellaneous and Specialty Retail Shops) is the merchant category code for stores that sell unique or specialised products that no more specific code covers, such as beauty supplies, collectibles, party supplies, picture frames and sunglasses. Visa only allows it when no specific code fits. A store with a clear main line, such as clothing or pet food, should use that line's code. Visa requires 3D Secure on its online sales for merchants located in Hong Kong, Indonesia, Macau, Malaysia and the Republic of Korea.
- Visa name
- Miscellaneous and Specialty Retail Shops
- Stripe name
- Miscellaneous Specialty Retail
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Hong Kong, Indonesia, Macau, Malaysia and the Republic of Korea
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Beauty supply stores, Collectibles and memorabilia, Party supplies, Picture frames, Sunglasses, Trophies
What PlatformDTC does
PlatformDTC's payments setup lists 5999 in its Industry picker as "Miscellaneous and specialty retail" under "Retail", and it is one of the popular choices shown first; typing 5999 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check. A new payment setup starts with the Industry field on 5999, so a store that never changes it is sent to Stripe as 5999.
What sells under MCC 5999
Visa uses 5999 for stores that sell unique or specialised products that no more specific code covers, such as beauty supplies, collectibles, party supplies, picture frames and sunglasses.
Visa only allows it when no specific code fits. A store with a clear main line, such as clothing or pet food, should use that line's code.
- Beauty supply stores
- Collectibles and memorabilia
- Party supplies
- Picture frames
- Sunglasses
- Trophies
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5995 | Pet Shops, Pet Foods and Supplies Stores | Most sales are pet supplies |
| 5977 | Cosmetic Stores | Most sales are cosmetics |
| 5732 | Electronics Stores | Most sales are electronics |
| 5499 | Miscellaneous Food Stores – Convenience Stores and Specialty Markets | Most sales are specialty food or vitamins |
Risk, 3D Secure and Stripe rules
5999 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5999 with Visa Secure (3D Secure) for merchants located in Hong Kong, Indonesia, Macau, Malaysia and the Republic of Korea. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5999 high risk?
- No. 5999 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5999 sales for merchants located in Hong Kong, Indonesia, Macau, Malaysia and the Republic of Korea.
- Can a PlatformDTC store use MCC 5999?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5999 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5995 — Pets, pet food and pet supplies.
- 5311 — General lines of apparel, furniture, electronics, cosmetics and appliances.
- 5310 — A general line of merchandise sold at a discount.
- 5331 — A limited range of various lower-priced products.
- 5399 — A general line of goods, like a smaller department store.
- 5300 — Warehouse-style stores selling a full range of goods, often in bulk.
- 5262 — Registered online marketplaces bringing many retailers under one brand.