Stripe · Processing fees
What are Stripe's fees in Romania?
Checked
Stripe charges businesses in Romania 1.5% + RON 1.00 for each successful payment with standard European Economic Area cards and 2.8% + RON 1.00 for premium European Economic Area cards. UK cards cost 2.5% + RON 1.00 and international cards cost 3.15% + RON 1.00, and currency conversion adds 2%. A dispute costs RON 100.00. There is no setup or monthly fee. Rates from Stripe's pricing page for Romania, checked 31 October 2026.
- Domestic card
- 1.5% + RON 1.00 (standard European Economic Area cards); 2.8% + RON 1.00 (premium European Economic Area cards)
- International card
- 2.5% + RON 1.00 (UK cards); 3.15% + RON 1.00 (international cards (outside the EEA and UK))
- Currency conversion
- +2%
- Disputes fee
- RON 100.00 per dispute received, RON 100.00 to counter (refunded if you win)
- Monthly fee
- None on standard pricing
What PlatformDTC does
PlatformDTC can take card payments through your own Stripe account in Romania, and those sales carry no PlatformDTC fee and no plan fee. The RON 50,000 month above therefore costs the same RON 950.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.
Every rate
Stripe's standard online card pricing for businesses in Romania, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Domestic card (standard European Economic Area cards) | 1.5% + RON 1.00 | Each successful payment |
| Domestic card (premium European Economic Area cards) | 2.8% + RON 1.00 | Each successful payment |
| International card (UK cards) | 2.5% + RON 1.00 | Card issued outside the domestic area |
| International card (international cards (outside the EEA and UK)) | 3.15% + RON 1.00 | Card issued outside the domestic area |
| Currency conversion | +2% | The payment needs converting to another currency |
| Dispute received | RON 100.00 | Each dispute (chargeback) you receive |
| Dispute countered | RON 100.00 | Each dispute you respond to manually; refunded if you win |
| Setup or monthly fee | None | Standard pricing |
A worked month
Assumptions: Stripe's standard pricing, an average order of RON 250, every payment successful, no refunds or disputes. Each line is rounded to the cent.
RON 50,000.00 in 200 orders, all standard European Economic Area cards: 1.5% of RON 50,000.00 = RON 750.00, plus 200 × RON 1.00 = RON 200.00. Total RON 950.00, or 1.90% of sales.
RON 250,000.00 in 1,000 orders, all standard European Economic Area cards: 1.5% of RON 250,000.00 = RON 3,750.00, plus 1,000 × RON 1.00 = RON 1,000.00. Total RON 4,750.00, or 1.90% of sales.
If a fifth of that RON 250,000 month came from international cards at 3.15% + RON 1.00, with no currency conversion, the bill would be RON 3,800.00 on the domestic RON 200,000 plus RON 1,775.00 on the international RON 50,000: RON 5,575.00 in total.
| Month | Card mix | Stripe fees | Effective rate |
|---|---|---|---|
| RON 50,000 in 200 orders | All domestic standard cards | RON 950.00 | 1.90% |
| RON 50,000 in 200 orders | 80% domestic, 20% international cards (no conversion) | RON 1,115.00 | 2.23% |
| RON 250,000 in 1,000 orders | All domestic standard cards | RON 4,750.00 | 1.90% |
| RON 250,000 in 1,000 orders | 80% domestic, 20% international cards (no conversion) | RON 5,575.00 | 2.23% |
What raises your fees
The headline rate covers the cheapest case. These push the real cost up:
- Premium cards: 2.8% + RON 1.00 instead of 1.5% + RON 1.00.
- Cards from abroad — UK cards: 2.5% + RON 1.00.
- Cards from abroad — international cards (outside the EEA and UK): 3.15% + RON 1.00.
- Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
- Disputes: RON 100.00 for each dispute received, plus RON 100.00 if you counter it by hand (given back if you win).
- Small orders: the fixed RON 1.00 weighs more on a small basket. On a RON 50 order, 1.5% + RON 1.00 is 3.50% of the sale.
For developers
The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.
Frequently asked questions
- Does Stripe charge a monthly fee in Romania?
- No. On standard pricing Stripe charges no setup or monthly fee in Romania: you pay 1.5% + RON 1.00 per successful payment with standard European Economic Area cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
- How much does Stripe charge for international cards in Romania?
- UK cards: 2.5% + RON 1.00; international cards (outside the EEA and UK): 3.15% + RON 1.00. Currency conversion adds another 2% when it is needed.
- What does a dispute cost on Stripe in Romania?
- RON 100.00 for each dispute you receive. Countering it by hand costs another RON 100.00, which Stripe gives back if you win and keeps if you lose.
Sources
- Stripe pricing — Romania — Stripe
Related
- Poland — 1.5% + PLN 1.00 for standard European Economic Area cards; international 3.25% + PLN 1.00
- Liechtenstein — 1.5% + CHF 0.30 for standard European Economic Area cards; international 3.15% + CHF 0.30
- Norway — 2.4% + NOK 2.00 for Norwegian cards; international 3.25% + NOK 2.00
- Switzerland — 2.9% + CHF 0.30 for Swiss cards; international 3.25% + CHF 0.30
- Gibraltar — 1.5% + 20p for standard Gibraltar cards; international 3.15% + 20p
- Japan — 3.6% for cards