Does Stripe charge a monthly fee in Poland?

No. On standard pricing Stripe charges no setup or monthly fee in Poland: you pay 1.5% + PLN 1.00 per successful payment with standard European Economic Area cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.

How much does Stripe charge for international cards in Poland?

UK cards: 2.5% + PLN 1.00; international cards (outside the EEA and UK): 3.25% + PLN 1.00. Currency conversion adds another 2% when it is needed.

What does a dispute cost on Stripe in Poland?

PLN 90.00 for each dispute you receive. Countering it by hand costs another PLN 90.00, which Stripe gives back if you win and keeps if you lose.

Stripe · Processing fees

What are Stripe's fees in Poland?

Checked October 31, 2026

Stripe charges businesses in Poland 1.5% + PLN 1.00 for each successful payment with standard European Economic Area cards and 1.9% + PLN 1.00 for premium European Economic Area cards. UK cards cost 2.5% + PLN 1.00 and international cards cost 3.25% + PLN 1.00, and currency conversion adds 2%. A dispute costs PLN 90.00. There is no setup or monthly fee. Rates from Stripe's pricing page for Poland, checked 31 October 2026.

Domestic card: 1.5% + PLN 1.00 (standard European Economic Area cards); 1.9% + PLN 1.00 (premium European Economic Area cards)
International card: 2.5% + PLN 1.00 (UK cards); 3.25% + PLN 1.00 (international cards (outside the EEA and UK))
Currency conversion: +2%
Disputes fee: PLN 90.00 per dispute received, PLN 90.00 to counter (refunded if you win)
Monthly fee: None on standard pricing

What PlatformDTC does

PlatformDTC can take card payments through your own Stripe account in Poland, and those sales carry no PlatformDTC fee and no plan fee. The PLN 40,000 month above therefore costs the same PLN 800.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.

Every rate

Stripe's standard online card pricing for businesses in Poland, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.

Fee	Rate	When it applies
Domestic card (standard European Economic Area cards)	1.5% + PLN 1.00	Each successful payment
Domestic card (premium European Economic Area cards)	1.9% + PLN 1.00	Each successful payment
International card (UK cards)	2.5% + PLN 1.00	Card issued outside the domestic area
International card (international cards (outside the EEA and UK))	3.25% + PLN 1.00	Card issued outside the domestic area
Currency conversion	+2%	The payment needs converting to another currency
Dispute received	PLN 90.00	Each dispute (chargeback) you receive
Dispute countered	PLN 90.00	Each dispute you respond to manually; refunded if you win
Setup or monthly fee	None	Standard pricing

Stripe card fees in Poland (PLN)

A worked month

Assumptions: Stripe's standard pricing, an average order of PLN 200, every payment successful, no refunds or disputes. Each line is rounded to the cent.

PLN 40,000.00 in 200 orders, all standard European Economic Area cards: 1.5% of PLN 40,000.00 = PLN 600.00, plus 200 × PLN 1.00 = PLN 200.00. Total PLN 800.00, or 2.00% of sales.

PLN 200,000.00 in 1,000 orders, all standard European Economic Area cards: 1.5% of PLN 200,000.00 = PLN 3,000.00, plus 1,000 × PLN 1.00 = PLN 1,000.00. Total PLN 4,000.00, or 2.00% of sales.

If a fifth of that PLN 200,000 month came from international cards at 3.25% + PLN 1.00, with no currency conversion, the bill would be PLN 3,200.00 on the domestic PLN 160,000 plus PLN 1,500.00 on the international PLN 40,000: PLN 4,700.00 in total.

Month	Card mix	Stripe fees	Effective rate
PLN 40,000 in 200 orders	All domestic standard cards	PLN 800.00	2.00%
PLN 40,000 in 200 orders	80% domestic, 20% international cards (no conversion)	PLN 940.00	2.35%
PLN 200,000 in 1,000 orders	All domestic standard cards	PLN 4,000.00	2.00%
PLN 200,000 in 1,000 orders	80% domestic, 20% international cards (no conversion)	PLN 4,700.00	2.35%

One month of card sales on Stripe in Poland

What raises your fees

The headline rate covers the cheapest case. These push the real cost up:

Premium cards: 1.9% + PLN 1.00 instead of 1.5% + PLN 1.00.
Cards from abroad — UK cards: 2.5% + PLN 1.00.
Cards from abroad — international cards (outside the EEA and UK): 3.25% + PLN 1.00.
Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
Disputes: PLN 90.00 for each dispute received, plus PLN 90.00 if you counter it by hand (given back if you win).
Small orders: the fixed PLN 1.00 weighs more on a small basket. On a PLN 40 order, 1.5% + PLN 1.00 is 4.00% of the sale.

For developers

The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.

Frequently asked questions

Does Stripe charge a monthly fee in Poland?: No. On standard pricing Stripe charges no setup or monthly fee in Poland: you pay 1.5% + PLN 1.00 per successful payment with standard European Economic Area cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
How much does Stripe charge for international cards in Poland?: UK cards: 2.5% + PLN 1.00; international cards (outside the EEA and UK): 3.25% + PLN 1.00. Currency conversion adds another 2% when it is needed.
What does a dispute cost on Stripe in Poland?: PLN 90.00 for each dispute you receive. Countering it by hand costs another PLN 90.00, which Stripe gives back if you win and keeps if you lose.

Sources

Stripe pricing — Poland — Stripe