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Stripe · Processing fees

What are Stripe's fees in Gibraltar?

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Stripe charges businesses in Gibraltar 1.5% + 20p for each successful payment with standard Gibraltar cards and 2.8% + 20p for premium Gibraltar cards. European Economic Area cards cost 2.5% + 20p and international cards cost 3.15% + 20p, and currency conversion adds 2%. A dispute costs £20.00. There is no setup or monthly fee. Rates from Stripe's pricing page for Gibraltar, checked 31 October 2026.

Domestic card
1.5% + 20p (standard Gibraltar cards); 2.8% + 20p (premium Gibraltar cards)
International card
2.5% + 20p (European Economic Area cards); 3.15% + 20p (international cards)
Currency conversion
+2%
Disputes fee
£20.00 per dispute received, £20.00 to counter (refunded if you win)
Monthly fee
None on standard pricing

What PlatformDTC does

PlatformDTC can take card payments through your own Stripe account in Gibraltar, and those sales carry no PlatformDTC fee and no plan fee. The £10,000 month above therefore costs the same £190.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.

Every rate

Stripe's standard online card pricing for businesses in Gibraltar, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.

FeeRateWhen it applies
Domestic card (standard Gibraltar cards)1.5% + 20pEach successful payment
Domestic card (premium Gibraltar cards)2.8% + 20pEach successful payment
International card (European Economic Area cards)2.5% + 20pCard issued outside the domestic area
International card (international cards)3.15% + 20pCard issued outside the domestic area
Currency conversion+2%The payment needs converting to another currency
Dispute received£20.00Each dispute (chargeback) you receive
Dispute countered£20.00Each dispute you respond to manually; refunded if you win
Setup or monthly feeNoneStandard pricing
Stripe card fees in Gibraltar (GBP)

A worked month

Assumptions: Stripe's standard pricing, an average order of £50, every payment successful, no refunds or disputes. Each line is rounded to the cent.

£10,000.00 in 200 orders, all standard Gibraltar cards: 1.5% of £10,000.00 = £150.00, plus 200 × 20p = £40.00. Total £190.00, or 1.90% of sales.

£50,000.00 in 1,000 orders, all standard Gibraltar cards: 1.5% of £50,000.00 = £750.00, plus 1,000 × 20p = £200.00. Total £950.00, or 1.90% of sales.

If a fifth of that £50,000 month came from international cards at 3.15% + 20p, with no currency conversion, the bill would be £760.00 on the domestic £40,000 plus £355.00 on the international £10,000: £1,115.00 in total.

MonthCard mixStripe feesEffective rate
£10,000 in 200 ordersAll domestic standard cards£190.001.90%
£10,000 in 200 orders80% domestic, 20% international cards (no conversion)£223.002.23%
£50,000 in 1,000 ordersAll domestic standard cards£950.001.90%
£50,000 in 1,000 orders80% domestic, 20% international cards (no conversion)£1,115.002.23%
One month of card sales on Stripe in Gibraltar

What raises your fees

The headline rate covers the cheapest case. These push the real cost up:

  • Premium cards: 2.8% + 20p instead of 1.5% + 20p.
  • Cards from abroad — European Economic Area cards: 2.5% + 20p.
  • Cards from abroad — international cards: 3.15% + 20p.
  • Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
  • Disputes: £20.00 for each dispute received, plus £20.00 if you counter it by hand (given back if you win).
  • Small orders: the fixed 20p weighs more on a small basket. On a £10 order, 1.5% + 20p is 3.50% of the sale.

For developers

The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.

Frequently asked questions

Does Stripe charge a monthly fee in Gibraltar?
No. On standard pricing Stripe charges no setup or monthly fee in Gibraltar: you pay 1.5% + 20p per successful payment with standard Gibraltar cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
How much does Stripe charge for international cards in Gibraltar?
European Economic Area cards: 2.5% + 20p; international cards: 3.15% + 20p. Currency conversion adds another 2% when it is needed.
What does a dispute cost on Stripe in Gibraltar?
£20.00 for each dispute you receive. Countering it by hand costs another £20.00, which Stripe gives back if you win and keeps if you lose.

Sources

Related

Payments library