Stripe · Processing fees
What are Stripe's fees in Switzerland?
Checked
Stripe charges businesses in Switzerland 2.9% + CHF 0.30 for each successful payment with Swiss cards. International cards cost 3.25% + CHF 0.30, and currency conversion adds 2%. A dispute costs CHF 20.00. There is no setup or monthly fee. Rates from Stripe's pricing page for Switzerland, checked 31 October 2026.
- Domestic card
- 2.9% + CHF 0.30 (Swiss cards)
- International card
- 3.25% + CHF 0.30 (international cards)
- Currency conversion
- +2%
- Disputes fee
- CHF 20.00 per dispute received, CHF 20.00 to counter (refunded if you win)
- Monthly fee
- None on standard pricing
What PlatformDTC does
PlatformDTC can take card payments through your own Stripe account in Switzerland, and those sales carry no PlatformDTC fee and no plan fee. The CHF 10,000 month above therefore costs the same CHF 350.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.
Every rate
Stripe's standard online card pricing for businesses in Switzerland, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Domestic card (Swiss cards) | 2.9% + CHF 0.30 | Each successful payment |
| International card (international cards) | 3.25% + CHF 0.30 | Card issued outside the domestic area |
| Currency conversion | +2% | The payment needs converting to another currency |
| Dispute received | CHF 20.00 | Each dispute (chargeback) you receive |
| Dispute countered | CHF 20.00 | Each dispute you respond to manually; refunded if you win |
| Setup or monthly fee | None | Standard pricing |
A worked month
Assumptions: Stripe's standard pricing, an average order of CHF 50, every payment successful, no refunds or disputes. Each line is rounded to the cent.
CHF 10,000.00 in 200 orders, all Swiss cards: 2.9% of CHF 10,000.00 = CHF 290.00, plus 200 × CHF 0.30 = CHF 60.00. Total CHF 350.00, or 3.50% of sales.
CHF 50,000.00 in 1,000 orders, all Swiss cards: 2.9% of CHF 50,000.00 = CHF 1,450.00, plus 1,000 × CHF 0.30 = CHF 300.00. Total CHF 1,750.00, or 3.50% of sales.
If a fifth of that CHF 50,000 month came from international cards at 3.25% + CHF 0.30, with no currency conversion, the bill would be CHF 1,400.00 on the domestic CHF 40,000 plus CHF 385.00 on the international CHF 10,000: CHF 1,785.00 in total.
| Month | Card mix | Stripe fees | Effective rate |
|---|---|---|---|
| CHF 10,000 in 200 orders | All Swiss cards | CHF 350.00 | 3.50% |
| CHF 10,000 in 200 orders | 80% domestic, 20% international cards (no conversion) | CHF 357.00 | 3.57% |
| CHF 50,000 in 1,000 orders | All Swiss cards | CHF 1,750.00 | 3.50% |
| CHF 50,000 in 1,000 orders | 80% domestic, 20% international cards (no conversion) | CHF 1,785.00 | 3.57% |
What raises your fees
The headline rate covers the cheapest case. These push the real cost up:
- Cards from abroad — international cards: 3.25% + CHF 0.30.
- Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
- Disputes: CHF 20.00 for each dispute received, plus CHF 20.00 if you counter it by hand (given back if you win).
- Small orders: the fixed CHF 0.30 weighs more on a small basket. On a CHF 10 order, 2.9% + CHF 0.30 is 5.90% of the sale.
For developers
The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.
Frequently asked questions
- Does Stripe charge a monthly fee in Switzerland?
- No. On standard pricing Stripe charges no setup or monthly fee in Switzerland: you pay 2.9% + CHF 0.30 per successful payment with Swiss cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
- How much does Stripe charge for international cards in Switzerland?
- International cards: 3.25% + CHF 0.30. Currency conversion adds another 2% when it is needed.
- What does a dispute cost on Stripe in Switzerland?
- CHF 20.00 for each dispute you receive. Countering it by hand costs another CHF 20.00, which Stripe gives back if you win and keeps if you lose.
Sources
- Stripe pricing — Switzerland — Stripe
Related
- Gibraltar — 1.5% + 20p for standard Gibraltar cards; international 3.15% + 20p
- Japan — 3.6% for cards
- Singapore — 3.4% + S$0.50 for domestic cards; international +0.5%
- Hong Kong SAR China — 3.4% + HK$2.35 for domestic cards; international +0.5%
- New Zealand — 2.65% + NZ$0.30 for domestic cards; international 3.5% + NZ$0.30
- Mexico — 3.6% + MX$3.00 for domestic cards; international +0.5%