Does Stripe charge a monthly fee in Japan?

No. On standard pricing Stripe charges no setup or monthly fee in Japan: you pay 3.6% per successful payment with cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.

What does a dispute cost on Stripe in Japan?

¥1,500 for each dispute you receive, according to Stripe's pricing page for Japan.

Stripe · Processing fees

What are Stripe's fees in Japan?

Checked October 31, 2026

Stripe charges businesses in Japan 3.6% for each successful payment with cards. Currency conversion adds 2%. The page lists no separate rate for cards issued abroad and no fixed fee per payment. A dispute costs ¥1,500. There is no setup or monthly fee. Rates from Stripe's pricing page for Japan, checked 31 October 2026.

Domestic card: 3.6% (cards)
Currency conversion: +2%
Disputes fee: ¥1,500 per dispute received
Monthly fee: None on standard pricing

What PlatformDTC does

PlatformDTC can take card payments through your own Stripe account in Japan, and those sales carry no PlatformDTC fee and no plan fee. The ¥1,500,000 month above therefore costs the same ¥54,000 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.

Every rate

Stripe's standard online card pricing for businesses in Japan, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.

Fee	Rate	When it applies
Domestic card (cards)	3.6%	Each successful payment
Currency conversion	+2%	The payment needs converting to another currency
Dispute received	¥1,500	Each dispute (chargeback) you receive
Setup or monthly fee	None	Standard pricing

Stripe card fees in Japan (JPY)

A worked month

Assumptions: Stripe's standard pricing, an average order of ¥7,500, every payment successful, no refunds or disputes. Each line is rounded to the yen.

¥1,500,000 in 200 orders, all cards: 3.6% of ¥1,500,000 = ¥54,000. Total ¥54,000, or 3.60% of sales.

¥7,500,000 in 1,000 orders, all cards: 3.6% of ¥7,500,000 = ¥270,000. Total ¥270,000, or 3.60% of sales.

Month	Card mix	Stripe fees	Effective rate
¥1,500,000 in 200 orders	All cards	¥54,000	3.60%
¥7,500,000 in 1,000 orders	All cards	¥270,000	3.60%

One month of card sales on Stripe in Japan

What raises your fees

The headline rate covers the cheapest case. These push the real cost up:

Stripe's Japanese page lists one card rate, 3.6%, with no fixed fee, and does not list a separate international card rate.

Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
Disputes: ¥1,500 for each dispute received.

For developers

The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.

Frequently asked questions

Does Stripe charge a monthly fee in Japan?: No. On standard pricing Stripe charges no setup or monthly fee in Japan: you pay 3.6% per successful payment with cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
What does a dispute cost on Stripe in Japan?: ¥1,500 for each dispute you receive, according to Stripe's pricing page for Japan.

Sources

Stripe pricing — Japan — Stripe