What does 'life cycle' mean in Braintree 2105?

Braintree describes it as invalid card data; it is a refusal category about the card's status.

Braintree types it soft and says try again later.

Braintree · Decline codes

What does Braintree 2105 “Cannot Authorize at this time (Life cycle)” mean?

Checked October 31, 2026

Braintree 2105 “Cannot Authorize at this time (Life cycle)” means the transaction was refused because of invalid card data. It is a soft decline, and Braintree's advice is to try again later. Life-cycle refusals typically concern the card's state, such as an expired or replaced card, so if a later try fails, ask for another card.

Type: Soft decline
Who declined: The shopper's bank
Retry: Yes, later
Shopper action: Try again later or use another card
Merchant action: Retry later; offer another method

What PlatformDTC does

PlatformDTC does not connect to Braintree. On its Stripe rail an expired card is never retried: the renewal is held and the subscriber gets a one-click link to update the card instead.

Why it happens

Braintree says the card data was invalid; the issuer classed the refusal under life cycle.

What the store can do

Try once more later, then ask for another card.

For developers

Braintree returns processor_response_code 2105 with processor_response_text “Cannot Authorize at this time (Life cycle)” and processor_response_type “soft_declined” on the Transaction object.

Frequently asked questions

What does 'life cycle' mean in Braintree 2105?: Braintree describes it as invalid card data; it is a refusal category about the card's status.
Is 2105 permanent?: Braintree types it soft and says try again later.

Sources

Declines: authorization decline codes — Braintree (PayPal)
Transaction response object — Braintree (PayPal)