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Braintree · Decline codes

What does Braintree 2092 “No Data Found - Try Another Verification Method” mean?

Checked

Braintree 2092 “No Data Found - Try Another Verification Method” means the processor cannot give a definite answer about the customer's US bank account. It is a soft decline. Braintree recommends trying a different US bank account verification method. It is not a refusal from the bank itself.

Type
Soft decline (bank account verification)
Who declined
The processor
Retry
Yes, with another verification method
Shopper action
Try another verification method
Merchant action
Use a different verification method

What PlatformDTC does

PlatformDTC does not connect to Braintree. US bank account verification through Braintree has no counterpart on PlatformDTC, whose checkout takes cards and wallets through Stripe, PayPal or a processor account the store connects itself.

Why it happens

The verification service had no data on the bank account.

What the store can do

Offer another bank verification method.

For developers

Braintree returns processor_response_code 2092 with processor_response_text “No Data Found - Try Another Verification Method” and processor_response_type “soft_declined” on the Transaction object.

Frequently asked questions

Is Braintree 2092 about cards?
No, it concerns US bank account verification.
What should I do after 2092?
Try another verification method.

Sources

Related

Payments library