Home and garden · Merchant category codes
What is MCC 5992 (Florists)?
Checked
MCC 5992 (Florists) is the merchant category code for stores that sell cut flowers, flower arrangements and potted plants, and may sell novelty items. A flower delivery brand fits here. A plant nursery or garden supply store fits 5261. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.
- Visa name
- Florists
- Stripe name
- Florists
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Retail"
- Typical products
- Flower shops, Balloon bouquets, Potted plants
What PlatformDTC does
PlatformDTC's payments setup lists 5992 in its Industry picker as "Florists" under "Retail"; typing 5992 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5992
Visa uses 5992 for stores that sell cut flowers, flower arrangements and potted plants, and may sell novelty items.
A flower delivery brand fits here. A plant nursery or garden supply store fits 5261.
- Flower shops
- Balloon bouquets
- Potted plants
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5261 | Nurseries and Lawn and Garden Supply Stores | You mainly sell plants, seeds and garden supplies |
Risk, 3D Secure and Stripe rules
5992 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Frequently asked questions
- Is MCC 5992 high risk?
- No. 5992 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 5992?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Retail", and typing 5992 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5261 — Plants, seeds, bulbs, soil, fertiliser and garden tools.
- 5996 — Home pools, spas, hot tubs and supplies, with installation or repair.
- 5998 — Tents and awnings for home or business, with repair.
- 5712 — Finished furniture, mattresses and home furnishings, not appliances.
- 5719 — Housewares, cutlery, linen, lamps, mirrors, pictures, pottery and ceramics.
- 5713 — Carpet, rugs, tile, linoleum, stone and wood flooring.
- 5714 — Curtains, blinds, window shades and upholstery materials.