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Home and garden · Merchant category codes

What is MCC 5261 (Nurseries and Lawn and Garden Supply Stores)?

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MCC 5261 (Nurseries and Lawn and Garden Supply Stores) is the merchant category code for stores that sell nursery stock, plants, seeds, bulbs, mulch, fertilisers, pesticides and garden tools. A plant or seed shop fits here. Cut flowers and bouquets fit 5992 Florists. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Nurseries and Lawn and Garden Supply Stores
Stripe name
Nurseries, Lawn and Garden Supply Stores
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
No
Typical products
Plant shops, Seeds and bulbs, Garden tools, Greenhouses

What PlatformDTC does

PlatformDTC's Industry picker does not offer 5261, so a store cannot choose it during payments setup; the closest choices there are 5992 ("Florists"). Stripe reviews each account's category and can move a store to 5261 itself, and Stripe's documentation says the platform cannot then change it back.

What sells under MCC 5261

Visa uses 5261 for stores that sell nursery stock, plants, seeds, bulbs, mulch, fertilisers, pesticides and garden tools.

A plant or seed shop fits here. Cut flowers and bouquets fit 5992 Florists.

  • Plant shops
  • Seeds and bulbs
  • Garden tools
  • Greenhouses

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5992FloristsYou sell cut flowers and arrangements
Codes close to 5261 and when to use them instead

Risk, 3D Secure and Stripe rules

5261 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 5261 high risk?
No. 5261 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 5261?
Not by picking it: PlatformDTC's Industry picker does not offer 5261. Stripe can still assign it after reviewing the account.

Sources

Related

Payments library