Digital goods and software · Merchant category codes
What is MCC 5817 (Digital Goods – Applications (Excludes Games))?
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MCC 5817 (Digital Goods – Applications (Excludes Games)) is the merchant category code for merchants that sell applications or software, other than games, delivered in electronic format. Visa's own definition of 5734 says merchants selling mobile apps should use 5817. Visa requires 3D Secure on its online sales for merchants located in Singapore.
- Visa name
- Digital Goods – Applications (Excludes Games)
- Stripe name
- Digital Goods – Applications (Excludes Games)
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Singapore
- In PlatformDTC's Industry picker
- Yes, under "Digital products"
- Typical products
- Mobile apps, Downloadable software
What PlatformDTC does
PlatformDTC's payments setup lists 5817 in its Industry picker as "Digital goods - Applications" under "Digital products"; typing 5817 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 5817
Visa uses 5817 for merchants that sell applications or software, other than games, delivered in electronic format.
Visa's own definition of 5734 says merchants selling mobile apps should use 5817.
- Mobile apps
- Downloadable software
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5734 | Computer Software Stores | You run a software store, possibly with hardware |
| 5816 | Digital Goods – Games | You sell games |
| 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services | You sell programming or design services |
Risk, 3D Secure and Stripe rules
5817 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 5817 with Visa Secure (3D Secure) for merchants located in Singapore. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 5817 high risk?
- No. 5817 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 5817 sales for merchants located in Singapore.
- Can a PlatformDTC store use MCC 5817?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Digital products", and typing 5817 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5734 — Stores selling software for business and personal use, maybe hardware too.
- 5816 — Electronically delivered games, including in-app purchases; no games of chance.
- 7372 — Programming, systems design, website design, data entry and processing services.
- 5818 — High-volume digital goods sellers above Visa's transaction threshold.
- 4816 — Internet access, network and information services, website maintenance.
- 4899 — Ongoing delivery of TV, radio or streaming content on a subscription or fee basis.
- 5815 — Ebooks, films, digital art and music delivered electronically.