Digital goods and software · Merchant category codes
What is MCC 4816 (Computer Network/Information Services)?
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MCC 4816 (Computer Network/Information Services) is the merchant category code for businesses that provide internet access and computer network and information services. Hosting and website maintenance providers fit here. Visa treats it as high-integrity risk only for card-absent sales of access to cyber lockers or remote file-sharing services.
- Visa name
- Computer Network/Information Services
- Stripe name
- Computer Network Services
- Restricted by Stripe
- No
- Visa high-integrity risk
- Only for card-absent sales of access to cyber lockers or remote file-sharing services
- Visa 3D Secure rule for online sales
- No rule tied to this code
- In PlatformDTC's Industry picker
- Yes, under "Digital products"
- Typical products
- Internet service providers, Website management and maintenance, Computer networks
What PlatformDTC does
PlatformDTC's payments setup lists 4816 in its Industry picker as "Computer network/information services" under "Digital products"; typing 4816 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 4816
Visa uses 4816 for businesses that provide internet access and computer network and information services.
Hosting and website maintenance providers fit here.
- Internet service providers
- Website management and maintenance
- Computer networks
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services | You mainly build software or websites |
Risk, 3D Secure and Stripe rules
Visa's high-integrity risk list names 4816 only for card-absent sales of access to cyber lockers or remote file-sharing services. Sales outside that description are not on the list.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's high-integrity risk list includes 4816 for card-absent sales of access to cyber lockers or remote file-sharing services. Other network services are not on it.
Frequently asked questions
- Is MCC 4816 high risk?
- Only in part. Visa lists 4816 as high-integrity risk for card-absent sales of access to cyber lockers or remote file-sharing services, not for every sale under it. Stripe does not mark it restricted.
- Can a PlatformDTC store use MCC 4816?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Digital products", and typing 4816 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 7372 — Programming, systems design, website design, data entry and processing services.
- 4899 — Ongoing delivery of TV, radio or streaming content on a subscription or fee basis.
- 5815 — Ebooks, films, digital art and music delivered electronically.
- 5816 — Electronically delivered games, including in-app purchases; no games of chance.
- 5817 — Apps and software delivered electronically, excluding games.
- 5818 — High-volume digital goods sellers above Visa's transaction threshold.
- 5734 — Stores selling software for business and personal use, maybe hardware too.