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Digital goods and software · Merchant category codes

What is MCC 4899 (Cable, Satellite and Other Pay TV/Radio/Streaming)?

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MCC 4899 (Cable, Satellite and Other Pay Television/Radio/Streaming Services) is the merchant category code for businesses that provide the connection and ongoing delivery of television, radio or streaming content on a subscription or fee basis. Visa's definitions of 5815 and 5968 both send subscription streaming of media here. It is not on Visa's high-integrity risk list, and Stripe does not restrict it.

Visa name
Cable, Satellite and Other Pay Television/Radio/Streaming Services
Stripe name
Cable, Satellite, and Other Pay Television and Radio
Restricted by Stripe
No
Visa high-integrity risk
No
Visa 3D Secure rule for online sales
No rule tied to this code
In PlatformDTC's Industry picker
Yes, under "Utilities"
Typical products
Streaming services, Pay television, Satellite radio

What PlatformDTC does

PlatformDTC's payments setup lists 4899 in its Industry picker as "Cable, satellite, and other pay TV" under "Utilities"; typing 4899 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.

What sells under MCC 4899

Visa uses 4899 for businesses that provide the connection and ongoing delivery of television, radio or streaming content on a subscription or fee basis.

Visa's definitions of 5815 and 5968 both send subscription streaming of media here.

  • Streaming services
  • Pay television
  • Satellite radio

Codes it is confused with

Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.

CodeNameUse it instead when
5815Digital Goods Media – Books, Movies, Digital Artwork/Images, MusicYou sell individual digital downloads
5968Direct Marketing – Continuity/Subscription MerchantYou ship physical products on a subscription
Codes close to 4899 and when to use them instead

Risk, 3D Secure and Stripe rules

4899 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.

Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.

Frequently asked questions

Is MCC 4899 high risk?
No. 4899 is not on Visa's high-integrity risk list. Stripe does not mark it restricted.
Can a PlatformDTC store use MCC 4899?
Yes. It is in the Industry picker of PlatformDTC's payments setup under "Utilities", and typing 4899 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.

Sources

Related

Payments library