Digital goods and software · Merchant category codes
What is MCC 7372 (Computer Programming, Data Processing and Design)?
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MCC 7372 (Computer Programming, Data Processing, and Integrated Systems Design Services) is the merchant category code for businesses that provide computer programming, systems design, website design, data entry and data processing services. An agency or freelancer billing for development or web design fits here. Visa requires 3D Secure on online 7372 sales for merchants located in Taiwan. Visa requires 3D Secure on its online sales for merchants located in Taiwan.
- Visa name
- Computer Programming, Data Processing, and Integrated Systems Design Services
- Stripe name
- Computer Programming
- Restricted by Stripe
- No
- Visa high-integrity risk
- No
- Visa 3D Secure rule for online sales
- Required for merchants located in Taiwan
- In PlatformDTC's Industry picker
- Yes, under "Digital products"
- Typical products
- Software development, Website design, Systems design, Data processing
What PlatformDTC does
PlatformDTC's payments setup lists 7372 in its Industry picker as "Computer programming and data processing" under "Digital products", and it is one of the popular choices shown first; typing 7372 in the search box finds it. The choice is sent to Stripe as the category code of the store's own payments account and can be changed later under Settings, Payments, Professional details, subject to Stripe's check.
What sells under MCC 7372
Visa uses 7372 for businesses that provide computer programming, systems design, website design, data entry and data processing services.
An agency or freelancer billing for development or web design fits here. Visa requires 3D Secure on online 7372 sales for merchants located in Taiwan.
- Software development
- Website design
- Systems design
- Data processing
Codes it is confused with
Choose the code for the line of business that makes up most of your sales. Visa also allows a separate code for each line of business.
| Code | Name | Use it instead when |
|---|---|---|
| 5734 | Computer Software Stores | You sell packaged software |
| 8999 | Professional Services (Not Elsewhere Classified) | You sell other professional services |
| 7399 | Business Services (Not Elsewhere Classified) | You sell other business services |
Risk, 3D Secure and Stripe rules
7372 is not on Visa's high-integrity risk list, so no extra Visa registration is tied to the code itself.
Stripe's list of supported codes does not mark it restricted, so a Stripe account can use it without asking Stripe first.
Visa's rules require acquirers to process online sales under 7372 with Visa Secure (3D Secure) for merchants located in Taiwan. Elsewhere, 3D Secure for this code follows the general rules of the merchant's country and the issuer's request.
Frequently asked questions
- Is MCC 7372 high risk?
- No. 7372 is not on Visa's high-integrity risk list. Stripe does not mark it restricted. Visa does require 3D Secure on online 7372 sales for merchants located in Taiwan.
- Can a PlatformDTC store use MCC 7372?
- Yes. It is in the Industry picker of PlatformDTC's payments setup under "Digital products", and typing 7372 in the search finds it. PlatformDTC sends the choice to Stripe for the store's own payments account.
Sources
Related
- 5734 — Stores selling software for business and personal use, maybe hardware too.
- 4816 — Internet access, network and information services, website maintenance.
- 4899 — Ongoing delivery of TV, radio or streaming content on a subscription or fee basis.
- 5815 — Ebooks, films, digital art and music delivered electronically.
- 5816 — Electronically delivered games, including in-app purchases; no games of chance.
- 5817 — Apps and software delivered electronically, excluding games.
- 5818 — High-volume digital goods sellers above Visa's transaction threshold.