Stripe · Processing fees
What are Stripe's fees in the United Arab Emirates?
Checked
Stripe charges businesses in the United Arab Emirates 2.9% + AED 1.00 for each successful payment with domestic cards. International cards add 1%, and currency conversion adds 1%. A dispute costs AED 60.00. There is no setup or monthly fee. Rates from Stripe's pricing page for the United Arab Emirates, checked 31 October 2026.
- Domestic card
- 2.9% + AED 1.00 (domestic cards)
- International card
- +1% (international cards)
- Currency conversion
- +1%
- Disputes fee
- AED 60.00 per dispute received, AED 60.00 to counter (refunded if you win)
- Monthly fee
- None on standard pricing
What PlatformDTC does
PlatformDTC can take card payments through your own Stripe account in the United Arab Emirates, and those sales carry no PlatformDTC fee and no plan fee. The AED 40,000 month above therefore costs the same AED 1,360.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.
Every rate
Stripe's standard online card pricing for businesses in the United Arab Emirates, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Domestic card (domestic cards) | 2.9% + AED 1.00 | Each successful payment |
| International card (international cards) | +1% | Card issued outside the domestic area |
| Currency conversion | +1% | The payment needs converting to another currency |
| Dispute received | AED 60.00 | Each dispute (chargeback) you receive |
| Dispute countered | AED 60.00 | Each dispute you respond to manually; refunded if you win |
| Setup or monthly fee | None | Standard pricing |
A worked month
Assumptions: Stripe's standard pricing, an average order of AED 200, every payment successful, no refunds or disputes. Each line is rounded to the cent.
AED 40,000.00 in 200 orders, all domestic cards: 2.9% of AED 40,000.00 = AED 1,160.00, plus 200 × AED 1.00 = AED 200.00. Total AED 1,360.00, or 3.40% of sales.
AED 200,000.00 in 1,000 orders, all domestic cards: 2.9% of AED 200,000.00 = AED 5,800.00, plus 1,000 × AED 1.00 = AED 1,000.00. Total AED 6,800.00, or 3.40% of sales.
If a fifth of that AED 200,000 month came from international cards at 3.9% + AED 1.00, with no currency conversion, the bill would be AED 5,440.00 on the domestic AED 160,000 plus AED 1,760.00 on the international AED 40,000: AED 7,200.00 in total.
| Month | Card mix | Stripe fees | Effective rate |
|---|---|---|---|
| AED 40,000 in 200 orders | All domestic cards | AED 1,360.00 | 3.40% |
| AED 40,000 in 200 orders | 80% domestic, 20% international cards (no conversion) | AED 1,440.00 | 3.60% |
| AED 200,000 in 1,000 orders | All domestic cards | AED 6,800.00 | 3.40% |
| AED 200,000 in 1,000 orders | 80% domestic, 20% international cards (no conversion) | AED 7,200.00 | 3.60% |
What raises your fees
The headline rate covers the cheapest case. These push the real cost up:
- Cards from abroad — international cards: 1% on top of the domestic rate (3.9% + AED 1.00 in total).
- Currency conversion: +1% when the payment is in a currency other than the one you are paid out in.
- Disputes: AED 60.00 for each dispute received, plus AED 60.00 if you counter it by hand (given back if you win).
- Small orders: the fixed AED 1.00 weighs more on a small basket. On a AED 40 order, 2.9% + AED 1.00 is 5.40% of the sale.
For developers
The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.
Frequently asked questions
- Does Stripe charge a monthly fee in the United Arab Emirates?
- No. On standard pricing Stripe charges no setup or monthly fee in the United Arab Emirates: you pay 2.9% + AED 1.00 per successful payment with domestic cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
- How much does Stripe charge for international cards in the United Arab Emirates?
- International cards: 1% on top of the domestic rate (3.9% + AED 1.00 in total). Currency conversion adds another 1% when it is needed.
- What does a dispute cost on Stripe in the United Arab Emirates?
- AED 60.00 for each dispute you receive. Countering it by hand costs another AED 60.00, which Stripe gives back if you win and keeps if you lose.
Sources
Related
- United States — 2.9% + $0.30 for domestic cards; international +1.5%
- United Kingdom — 1.5% + 20p for standard UK cards; international 3.15% + 20p
- Canada — 2.9% + CA$0.30 for domestic cards; international +0.8%
- Australia — 1.65% + A$0.30 for domestic cards; international 3.5% + A$0.30
- Germany — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25
- France — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25