Does Stripe charge a monthly fee in Canada?

No. On standard pricing Stripe charges no setup or monthly fee in Canada: you pay 2.9% + CA$0.30 per successful payment with domestic cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.

How much does Stripe charge for international cards in Canada?

International cards: 0.8% on top of the domestic rate (3.7% + CA$0.30 in total). Currency conversion adds another 2% when it is needed.

What does a dispute cost on Stripe in Canada?

CA$15.00 for each dispute you receive. Countering it by hand costs another CA$15.00, which Stripe gives back if you win and keeps if you lose.

Stripe · Processing fees

What are Stripe's fees in Canada?

Checked October 31, 2026

Stripe charges businesses in Canada 2.9% + CA$0.30 for each successful payment with domestic cards. International cards add 0.8%, and currency conversion adds 2%. A dispute costs CA$15.00. There is no setup or monthly fee. Rates from Stripe's pricing page for Canada, checked 31 October 2026.

Domestic card: 2.9% + CA$0.30 (domestic cards)
International card: +0.8% (international cards)
Currency conversion: +2%
Disputes fee: CA$15.00 per dispute received, CA$15.00 to counter (refunded if you win)
Monthly fee: None on standard pricing

What PlatformDTC does

PlatformDTC can take card payments through your own Stripe account in Canada, and those sales carry no PlatformDTC fee and no plan fee. The CA$10,000 month above therefore costs the same CA$350.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.

Every rate

Stripe's standard online card pricing for businesses in Canada, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.

Fee	Rate	When it applies
Domestic card (domestic cards)	2.9% + CA$0.30	Each successful payment
Manually entered card	+0.5%	Card details typed in rather than entered by the customer
International card (international cards)	+0.8%	Card issued outside the domestic area
Currency conversion	+2%	The payment needs converting to another currency
Dispute received	CA$15.00	Each dispute (chargeback) you receive
Dispute countered	CA$15.00	Each dispute you respond to manually; refunded if you win
Setup or monthly fee	None	Standard pricing

Stripe card fees in Canada (CAD)

A worked month

Assumptions: Stripe's standard pricing, an average order of CA$50, every payment successful, no refunds or disputes. Each line is rounded to the cent.

CA$10,000.00 in 200 orders, all domestic cards: 2.9% of CA$10,000.00 = CA$290.00, plus 200 × CA$0.30 = CA$60.00. Total CA$350.00, or 3.50% of sales.

CA$50,000.00 in 1,000 orders, all domestic cards: 2.9% of CA$50,000.00 = CA$1,450.00, plus 1,000 × CA$0.30 = CA$300.00. Total CA$1,750.00, or 3.50% of sales.

If a fifth of that CA$50,000 month came from international cards at 3.7% + CA$0.30, with no currency conversion, the bill would be CA$1,400.00 on the domestic CA$40,000 plus CA$430.00 on the international CA$10,000: CA$1,830.00 in total.

Month	Card mix	Stripe fees	Effective rate
CA$10,000 in 200 orders	All domestic cards	CA$350.00	3.50%
CA$10,000 in 200 orders	80% domestic, 20% international cards (no conversion)	CA$366.00	3.66%
CA$50,000 in 1,000 orders	All domestic cards	CA$1,750.00	3.50%
CA$50,000 in 1,000 orders	80% domestic, 20% international cards (no conversion)	CA$1,830.00	3.66%

One month of card sales on Stripe in Canada

What raises your fees

The headline rate covers the cheapest case. These push the real cost up:

Cards from abroad — international cards: 0.8% on top of the domestic rate (3.7% + CA$0.30 in total).
Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
Manually entered cards: +0.5% when card details are typed in for the customer.
Disputes: CA$15.00 for each dispute received, plus CA$15.00 if you counter it by hand (given back if you win).
Small orders: the fixed CA$0.30 weighs more on a small basket. On a CA$10 order, 2.9% + CA$0.30 is 5.90% of the sale.

For developers

The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.

Frequently asked questions

Does Stripe charge a monthly fee in Canada?: No. On standard pricing Stripe charges no setup or monthly fee in Canada: you pay 2.9% + CA$0.30 per successful payment with domestic cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
How much does Stripe charge for international cards in Canada?: International cards: 0.8% on top of the domestic rate (3.7% + CA$0.30 in total). Currency conversion adds another 2% when it is needed.
What does a dispute cost on Stripe in Canada?: CA$15.00 for each dispute you receive. Countering it by hand costs another CA$15.00, which Stripe gives back if you win and keeps if you lose.

Sources

Stripe pricing — Canada — Stripe