Does Stripe charge a monthly fee in the United States?

No. On standard pricing Stripe charges no setup or monthly fee in the United States: you pay 2.9% + $0.30 per successful payment with domestic cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.

How much does Stripe charge for international cards in the United States?

International cards: 1.5% on top of the domestic rate (4.4% + $0.30 in total). Currency conversion adds another 1% when it is needed.

What does a dispute cost on Stripe in the United States?

$15.00 for each dispute you receive. Countering it by hand costs another $15.00, which Stripe gives back if you win and keeps if you lose.

Stripe · Processing fees

What are Stripe's fees in the United States?

Checked October 31, 2026

Stripe charges businesses in the United States 2.9% + $0.30 for each successful payment with domestic cards. International cards add 1.5%, and currency conversion adds 1%. A dispute costs $15.00. There is no setup or monthly fee. Rates from Stripe's pricing page for the United States, checked 31 October 2026.

Domestic card: 2.9% + $0.30 (domestic cards)
International card: +1.5% (international cards)
Currency conversion: +1%
Disputes fee: $15.00 per dispute received, $15.00 to counter (refunded if you win)
Monthly fee: None on standard pricing

What PlatformDTC does

PlatformDTC Payments charges 2.9% + $0.30 per card sale with no plan fee, the same as Stripe's standard US rate, so the $10,000 month above is $350.00 in card fees on either. Its international (+1.5%) and conversion (+1%) add-ons and $15 dispute fee also match. PlatformDTC Payments passes payouts on at cost (0.25% + $0.25 each, and $2 in a month with a payout). Connect your own Stripe account instead and PlatformDTC adds no fee at all.

Every rate

Stripe's standard online card pricing for businesses in the United States, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.

Fee	Rate	When it applies
Domestic card (domestic cards)	2.9% + $0.30	Each successful payment
Manually entered card	+0.5%	Card details typed in rather than entered by the customer
International card (international cards)	+1.5%	Card issued outside the domestic area
Currency conversion	+1%	The payment needs converting to another currency
Dispute received	$15.00	Each dispute (chargeback) you receive
Dispute countered	$15.00	Each dispute you respond to manually; refunded if you win
Setup or monthly fee	None	Standard pricing

Stripe card fees in the United States (USD)

A worked month

Assumptions: Stripe's standard pricing, an average order of $50, every payment successful, no refunds or disputes. Each line is rounded to the cent.

$10,000.00 in 200 orders, all domestic cards: 2.9% of $10,000.00 = $290.00, plus 200 × $0.30 = $60.00. Total $350.00, or 3.50% of sales.

$50,000.00 in 1,000 orders, all domestic cards: 2.9% of $50,000.00 = $1,450.00, plus 1,000 × $0.30 = $300.00. Total $1,750.00, or 3.50% of sales.

If a fifth of that $50,000 month came from international cards at 4.4% + $0.30, with no currency conversion, the bill would be $1,400.00 on the domestic $40,000 plus $500.00 on the international $10,000: $1,900.00 in total.

Month	Card mix	Stripe fees	Effective rate
$10,000 in 200 orders	All domestic cards	$350.00	3.50%
$10,000 in 200 orders	80% domestic, 20% international cards (no conversion)	$380.00	3.80%
$50,000 in 1,000 orders	All domestic cards	$1,750.00	3.50%
$50,000 in 1,000 orders	80% domestic, 20% international cards (no conversion)	$1,900.00	3.80%

One month of card sales on Stripe in the United States

What raises your fees

The headline rate covers the cheapest case. These push the real cost up:

Cards from abroad — international cards: 1.5% on top of the domestic rate (4.4% + $0.30 in total).
Currency conversion: +1% when the payment is in a currency other than the one you are paid out in.
Manually entered cards: +0.5% when card details are typed in for the customer.
Disputes: $15.00 for each dispute received, plus $15.00 if you counter it by hand (given back if you win).
Small orders: the fixed $0.30 weighs more on a small basket. On a $10 order, 2.9% + $0.30 is 5.90% of the sale.

For developers

The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.

Frequently asked questions

Does Stripe charge a monthly fee in the United States?: No. On standard pricing Stripe charges no setup or monthly fee in the United States: you pay 2.9% + $0.30 per successful payment with domestic cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
How much does Stripe charge for international cards in the United States?: International cards: 1.5% on top of the domestic rate (4.4% + $0.30 in total). Currency conversion adds another 1% when it is needed.
What does a dispute cost on Stripe in the United States?: $15.00 for each dispute you receive. Countering it by hand costs another $15.00, which Stripe gives back if you win and keeps if you lose.

Sources

Stripe pricing — United States — Stripe