Stripe · Processing fees
What are Stripe's fees in Australia?
Checked
Stripe charges businesses in Australia 1.65% + A$0.30 for each successful payment with domestic cards. International cards cost 3.5% + A$0.30, and currency conversion adds 2%. A dispute costs A$25.00. There is no setup or monthly fee. Rates from Stripe's pricing page for Australia, checked 31 October 2026.
- Domestic card
- 1.65% + A$0.30 (domestic cards)
- International card
- 3.5% + A$0.30 (international cards)
- Currency conversion
- +2%
- Disputes fee
- A$25.00 per dispute received, A$25.00 to counter (refunded if you win)
- Monthly fee
- None on standard pricing
What PlatformDTC does
PlatformDTC can take card payments through your own Stripe account in Australia, and those sales carry no PlatformDTC fee and no plan fee. The A$10,000 month above therefore costs the same A$225.00 on PlatformDTC: Stripe's rate and nothing else, with the cards your customers save kept in your own Stripe account.
Every rate
Stripe's standard online card pricing for businesses in Australia, as published on its pricing page and read on 31 October 2026. Other payment methods (bank debits, wallets, buy now pay later) are priced separately on the same page.
| Fee | Rate | When it applies |
|---|---|---|
| Domestic card (domestic cards) | 1.65% + A$0.30 | Each successful payment |
| International card (international cards) | 3.5% + A$0.30 | Card issued outside the domestic area |
| Currency conversion | +2% | The payment needs converting to another currency |
| Dispute received | A$25.00 | Each dispute (chargeback) you receive |
| Dispute countered | A$25.00 | Each dispute you respond to manually; refunded if you win |
| Setup or monthly fee | None | Standard pricing |
A worked month
Assumptions: Stripe's standard pricing, an average order of A$50, every payment successful, no refunds or disputes. Each line is rounded to the cent.
A$10,000.00 in 200 orders, all domestic cards: 1.65% of A$10,000.00 = A$165.00, plus 200 × A$0.30 = A$60.00. Total A$225.00, or 2.25% of sales.
A$50,000.00 in 1,000 orders, all domestic cards: 1.65% of A$50,000.00 = A$825.00, plus 1,000 × A$0.30 = A$300.00. Total A$1,125.00, or 2.25% of sales.
If a fifth of that A$50,000 month came from international cards at 3.5% + A$0.30, with no currency conversion, the bill would be A$900.00 on the domestic A$40,000 plus A$410.00 on the international A$10,000: A$1,310.00 in total.
| Month | Card mix | Stripe fees | Effective rate |
|---|---|---|---|
| A$10,000 in 200 orders | All domestic cards | A$225.00 | 2.25% |
| A$10,000 in 200 orders | 80% domestic, 20% international cards (no conversion) | A$262.00 | 2.62% |
| A$50,000 in 1,000 orders | All domestic cards | A$1,125.00 | 2.25% |
| A$50,000 in 1,000 orders | 80% domestic, 20% international cards (no conversion) | A$1,310.00 | 2.62% |
What raises your fees
The headline rate covers the cheapest case. These push the real cost up:
Stripe's Australian page says lower international pricing takes effect from 1 April 2027.
- Cards from abroad — international cards: 3.5% + A$0.30.
- Currency conversion: +2% when the payment is in a currency other than the one you are paid out in.
- Disputes: A$25.00 for each dispute received, plus A$25.00 if you counter it by hand (given back if you win).
- Small orders: the fixed A$0.30 weighs more on a small basket. On a A$10 order, 1.65% + A$0.30 is 4.70% of the sale.
For developers
The fee Stripe actually took on a payment is on that charge's balance transaction (fee and fee_details), in your settlement currency. Read it from there rather than recomputing it from this page, because card type and conversion change it per payment.
Frequently asked questions
- Does Stripe charge a monthly fee in Australia?
- No. On standard pricing Stripe charges no setup or monthly fee in Australia: you pay 1.65% + A$0.30 per successful payment with domestic cards, plus the add-ons that apply. Businesses with large volumes can ask Stripe for custom pricing, such as interchange-plus or volume discounts.
- How much does Stripe charge for international cards in Australia?
- International cards: 3.5% + A$0.30. Currency conversion adds another 2% when it is needed.
- What does a dispute cost on Stripe in Australia?
- A$25.00 for each dispute you receive. Countering it by hand costs another A$25.00, which Stripe gives back if you win and keeps if you lose.
Sources
- Stripe pricing — Australia — Stripe
Related
- Germany — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25
- France — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25
- Spain — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25
- Italy — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25
- Netherlands — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25
- Ireland — 1.5% + €0.25 for standard European Economic Area cards; international 3.15% + €0.25